Median Earnings (1yr)
$25,630
5th percentile (40th in NC)
Median Debt
$19,500
21% below national median
Debt-to-Earnings
0.76
Manageable
Sample Size
48
Adequate data

Analysis

UNC Charlotte's linguistics certificate presents a troubling financial picture that should concern any parent. At $25,630 in first-year earnings, graduates earn roughly $6,000 below the national median for this certificate—landing in the bottom 5% nationally. More worrying, they carry $19,500 in debt (95th percentile, meaning higher than 95% of comparable programs), creating a debt load that equals three-quarters of their first-year salary.

The state comparison offers little relief. While this program sits at the 40th percentile among North Carolina's linguistics certificates, that's only because the field pays poorly across the state—the NC median is just $25,938. Even Durham Technical Community College's certificate produces slightly higher earnings at $26,246, likely with substantially less debt given the community college price point.

The fundamental issue here is paying university prices for certificate-level credentials in a field with limited immediate earning potential. For a family considering this path, the question isn't whether this beats other NC linguistics programs—it's whether a $19,500 investment for $25,630 in annual earnings makes sense compared to other credential options. If linguistics study is the goal, pursuing it as part of a full bachelor's degree program might offer better long-term earning potential than this standalone certificate.

Where University of North Carolina at Charlotte Stands

Earnings vs. debt across all linguistic, comparative, certificate's programs nationally

University of North Carolina at CharlotteOther linguistic, comparative, programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of North Carolina at Charlotte graduates compare to all programs nationally

University of North Carolina at Charlotte graduates earn $26k, placing them in the 5th percentile of all linguistic, comparative, certificate programs nationally.

Compare to Similar Programs in North Carolina

Linguistic, Comparative, certificate's programs at peer institutions in North Carolina (10 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of North Carolina at Charlotte$25,630—$19,5000.76
Durham Technical Community College$26,246———
National Median$31,402—$24,7020.79

Other Linguistic, Comparative, Programs in North Carolina

Compare tuition, earnings, and debt across North Carolina schools

SchoolIn-State TuitionEarnings (1yr)Debt
Durham Technical Community College
Durham
$1,986$26,246—

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Carolina at Charlotte, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.