Median Earnings (1yr)
$70,150
95th percentile
60th percentile in North Carolina
Median Debt
$28,750
23% above national median

Analysis

UNC Charlotte physics graduates earn $70,150 just one year out—nearly $50,000 more than the national median for physics majors and roughly $7,500 above North Carolina's state median. That's impressive performance from a university with an 80% admission rate. The debt load of $28,750 translates to a manageable 0.41 ratio, meaning graduates earn more than twice what they owe. While that debt sits slightly above both state and national medians, the earnings premium more than compensates.

Here's the catch: we're looking at a very small sample size (under 30 graduates), which means these numbers could shift significantly with a larger dataset. It's worth noting that UNC Charlotte actually outpaces UNC Chapel Hill's physics program in median earnings by several thousand dollars, though we should be cautious about reading too much into that comparison given the sample constraints. Within North Carolina, this program ranks in the 60th percentile—solid middle-of-the-pack performance among in-state options.

For anxious parents, the financial fundamentals look sound if these numbers hold. Your child would graduate with reasonable debt and strong earning potential right out of the gate. Just remember that with such a small cohort, individual outcomes can vary more than they would at programs with hundreds of graduates. The program delivers strong ROI on paper, but verify current job placement data directly with the department before committing.

Where University of North Carolina at Charlotte Stands

Earnings vs. debt across all physics bachelors's programs nationally

Earnings Distribution

How University of North Carolina at Charlotte graduates compare to all programs nationally

Compare to Similar Programs in North Carolina

Physics bachelors's programs at peer institutions in North Carolina (21 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of North Carolina at CharlotteCharlotte$7,214$70,150$28,7500.41
University of North Carolina at Chapel HillChapel Hill$8,989$62,647$19,2000.31
North Carolina State University at RaleighRaleigh$8,895$43,740$23,4900.54
National Median$47,670$23,3040.49

Career Paths

Occupations commonly associated with physics graduates

Physicists

Conduct research into physical phenomena, develop theories on the basis of observation and experiments, and devise methods to apply physical laws and theories.

$166,290/yrJobs growth:Doctoral or professional degree

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Physics Teachers, Postsecondary

Teach courses pertaining to the laws of matter and energy. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Secondary School Teachers, Except Special and Career/Technical Education

Teach one or more subjects to students at the secondary school level.

$64,580/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Carolina at Charlotte, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 16 graduates with reported earnings and 30 graduates with debt data. Small samples may not be representative.