Median Earnings (1yr)
$70,150
95th percentile (60th in NC)
Median Debt
$28,750
23% above national median
Debt-to-Earnings
0.41
Manageable
Sample Size
16
Limited data

Analysis

UNC Charlotte physics graduates earn $70,150 just one year out—nearly $50,000 more than the national median for physics majors and roughly $7,500 above North Carolina's state median. That's impressive performance from a university with an 80% admission rate. The debt load of $28,750 translates to a manageable 0.41 ratio, meaning graduates earn more than twice what they owe. While that debt sits slightly above both state and national medians, the earnings premium more than compensates.

Here's the catch: we're looking at a very small sample size (under 30 graduates), which means these numbers could shift significantly with a larger dataset. It's worth noting that UNC Charlotte actually outpaces UNC Chapel Hill's physics program in median earnings by several thousand dollars, though we should be cautious about reading too much into that comparison given the sample constraints. Within North Carolina, this program ranks in the 60th percentile—solid middle-of-the-pack performance among in-state options.

For anxious parents, the financial fundamentals look sound if these numbers hold. Your child would graduate with reasonable debt and strong earning potential right out of the gate. Just remember that with such a small cohort, individual outcomes can vary more than they would at programs with hundreds of graduates. The program delivers strong ROI on paper, but verify current job placement data directly with the department before committing.

Where University of North Carolina at Charlotte Stands

Earnings vs. debt across all physics bachelors's programs nationally

University of North Carolina at CharlotteOther physics programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of North Carolina at Charlotte graduates compare to all programs nationally

University of North Carolina at Charlotte graduates earn $70k, placing them in the 95th percentile of all physics bachelors programs nationally.

Compare to Similar Programs in North Carolina

Physics bachelors's programs at peer institutions in North Carolina (21 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of North Carolina at Charlotte$70,150—$28,7500.41
University of North Carolina at Chapel Hill$62,647—$19,2000.31
North Carolina State University at Raleigh$43,740—$23,4900.54
National Median$47,670—$23,3040.49

Other Physics Programs in North Carolina

Compare tuition, earnings, and debt across North Carolina schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of North Carolina at Chapel Hill
Chapel Hill
$8,989$62,647$19,200
North Carolina State University at Raleigh
Raleigh
$8,895$43,740$23,490

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Carolina at Charlotte, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 16 graduates with reported earnings and 30 graduates with debt data. Small samples may not be representative.