Median Earnings (1yr)
$20,287
5th percentile (10th in NC)
Median Debt
$22,527
1% below national median
Debt-to-Earnings
1.11
Elevated
Sample Size
16
Limited data

Analysis

A $20,287 starting salary for a philosophy degree ranks this program in the bottom 10% both nationally and among North Carolina's philosophy programs—stark underperformance when UNC Chapel Hill's philosophy graduates earn 69% more their first year out. The debt load of $22,527 isn't unusual for philosophy majors, but paired with these earnings, it creates a nearly 1:1 debt-to-income ratio that will strain any graduate's budget. For context, NC's median philosophy graduate earns $29,251, making UNCG's outcome $9,000 below the state baseline.

The small sample size here (under 30 graduates) means these numbers could shift dramatically year to year, so there's legitimate uncertainty about whether this pattern holds. However, a first-year salary of $20,287 barely exceeds what many full-time retail positions offer, raising questions about whether the degree itself is opening doors or if graduates are taking jobs that don't require their credential. Philosophy can be excellent preparation for law school or graduate study, but as a standalone bachelor's degree from this program, the immediate financial return appears deeply problematic.

If your student is set on philosophy, push them to consider stronger-performing programs within the UNC system. If UNCG is the destination for cost or personal reasons, they should have a concrete plan for what comes after—graduate school, a specific career path, or marketable complementary skills—because this degree alone isn't generating economic momentum.

Where University of North Carolina at Greensboro Stands

Earnings vs. debt across all philosophy bachelors's programs nationally

University of North Carolina at GreensboroOther philosophy programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of North Carolina at Greensboro graduates compare to all programs nationally

University of North Carolina at Greensboro graduates earn $20k, placing them in the 5th percentile of all philosophy bachelors programs nationally.

Compare to Similar Programs in North Carolina

Philosophy bachelors's programs at peer institutions in North Carolina (21 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of North Carolina at Greensboro$20,287—$22,5271.11
University of North Carolina at Chapel Hill$34,284—$15,4080.45
University of North Carolina at Charlotte$29,251—$25,0000.85
National Median$31,652—$22,6410.72

Other Philosophy Programs in North Carolina

Compare tuition, earnings, and debt across North Carolina schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of North Carolina at Chapel Hill
Chapel Hill
$8,989$34,284$15,408
University of North Carolina at Charlotte
Charlotte
$7,214$29,251$25,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Carolina at Greensboro, approximately 47% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 16 graduates with reported earnings and 22 graduates with debt data. Small samples may not be representative.