Median Earnings (1yr)
$26,964
20th percentile (40th in FL)
Median Debt
$16,250
35% below national median
Debt-to-Earnings
0.60
Manageable
Sample Size
128
Adequate data

Analysis

University of North Florida's biology program starts slowly but demonstrates something important: significant earnings momentum. While first-year earnings of $26,964 trail both the national figure and Florida's median by a few thousand dollars, graduates see their income jump 65% by year four—reaching $44,575. That's well above the typical trajectory for biology majors and suggests graduates are successfully moving into professional roles or continuing to graduate programs that pay off.

The real advantage here is financial: at $16,250 in median debt, UNF biology students borrow about $5,500 less than Florida's median and nearly $9,000 less than the national benchmark. The debt-to-earnings ratio of 0.60 is manageable, meaning graduates can likely pay down their loans within a reasonable timeframe. While the program ranks at just the 40th percentile among Florida biology programs for first-year earnings—trailing community colleges like St. Petersburg and Miami Dade—the combination of lower debt and strong earnings growth changes the calculus.

For families concerned about biology's notoriously modest starting salaries, UNF offers a cost-conscious path that doesn't seem to limit long-term prospects. Just understand your student will likely need patience during that first year or two out of college, and success may depend on leveraging internships or grad school connections to reach those higher earnings.

Where University of North Florida Stands

Earnings vs. debt across all biology bachelors's programs nationally

University of North FloridaOther biology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of North Florida graduates compare to all programs nationally

University of North Florida graduates earn $27k, placing them in the 20th percentile of all biology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Florida

Biology bachelors's programs at peer institutions in Florida (38 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of North Florida$26,964$44,575$16,2500.60
St Petersburg College$37,741—$40,9161.08
Miami Dade College$34,568—$13,7500.40
Keiser University-Ft Lauderdale$34,287—$39,0001.14
Florida Agricultural and Mechanical University$34,012$42,723$28,1250.83
The University of Tampa$32,909—$26,0000.79
National Median$32,316—$25,0000.77

Other Biology Programs in Florida

Compare tuition, earnings, and debt across Florida schools

SchoolIn-State TuitionEarnings (1yr)Debt
St Petersburg College
St. Petersburg
$2,682$37,741$40,916
Miami Dade College
Miami
$2,838$34,568$13,750
Keiser University-Ft Lauderdale
Fort Lauderdale
$24,136$34,287$39,000
Florida Agricultural and Mechanical University
Tallahassee
$5,785$34,012$28,125
The University of Tampa
Tampa
$33,424$32,909$26,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Florida, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 128 graduates with reported earnings and 131 graduates with debt data. Small samples may not be representative.