Analysis
For a school serving primarily working-class students (51% receive Pell grants), the estimated $23,750 debt load based on similar Texas public universities appears manageable against predicted first-year earnings around $46,000. That 0.52 debt-to-earnings ratio means graduates from comparable programs typically earn roughly twice their debt in year one—a workable starting point for loan repayment, though hardly a financial windfall.
The gap between UNT Dallas and Texas's top business programs is substantial. While similar programs across the state suggest mid-$40,000 starting salaries, UT Austin business graduates earn over $94,000 their first year out. That said, the 94% admission rate here signals a different mission: providing accessible business education to Dallas-area students who may not have elite credentials (average SAT of 916) but need a pathway to middle-class employment. Peer programs in Texas cluster right around this earnings figure, suggesting the estimate reflects realistic regional outcomes for open-access institutions.
The practical question is whether your student needs the UNT Dallas brand specifically or could access stronger programs nearby. Business degrees vary enormously in value—even within Texas—and location matters for internships and first jobs. If your child is Dallas-based and needs flexibility or affordability, comparable programs suggest reasonable economic outcomes. If they can access more selective options, the earnings data from peer schools indicates those investments typically pay off significantly better.
Where University of North Texas at Dallas Stands
Earnings vs. debt across all business/commerce bachelors's programs nationally
Compare to Similar Programs in Texas
Business/Commerce bachelors's programs at peer institutions in Texas (41 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $9,590 | $45,899* | — | $23,750* | — | |
| $11,678 | $94,041* | — | —* | — | |
| $54,844 | $74,886* | $90,608 | $15,000* | 0.20 | |
| $36,690 | $60,641* | $71,368 | $38,138* | 0.63 | |
| $17,488 | $57,020* | $56,664 | $47,236* | 0.83 | |
| $7,746 | $56,494* | $70,808 | $23,766* | 0.42 | |
| National Median | — | $47,506* | — | $26,000* | 0.55 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Texas at Dallas, approximately 51% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 24 similar programs in TX. Actual outcomes may vary.