Human Development, Family Studies, at University of North Texas

UNT's Human Development and Family Studies program lands squarely in the middle of Texas offerings—60th percentile statewide—with first-year earnings of $34,499 that edge above both the state median ($32,137) and national average ($33,543). This program won't compete with Texas Tech's nearly $40,000 starting salaries, but it delivers comparable outcomes to much more selective schools like UT Austin while keeping debt manageable at $19,500 (well below the $25,000 national median).

The debt-to-earnings ratio of 0.57 means graduates owe roughly seven months' salary, which is reasonable for a helping profession field. Earnings growth to $39,608 by year four shows typical career progression rather than explosive gains, reflecting the steady but modest pay scales common in family services, child development, and related fields. With 36% of UNT students receiving Pell grants and a 72% admission rate, this program serves a broad student population without the premium price tag of private alternatives like Baylor.

For families weighing this major, the practical reality is straightforward: your child will likely earn slightly above average for this field while carrying below-average debt. If they're genuinely interested in working with families and children, this represents a financially viable path into that career—just not one that leads to high earnings. The stable job market in growing Texas metros helps offset the modest salary trajectory.