Median Earnings (1yr)
$44,668
32nd percentile (40th in CO)
Median Debt
$20,700
4% below national median
Debt-to-Earnings
0.46
Manageable
Sample Size
31
Adequate data

Analysis

University of Northern Colorado's math program delivers below-average early outcomes, with first-year graduates earning $44,668—about $4,000 less than the national median and trailing most major Colorado programs. Among the 17 math programs in the state, this ranks at just the 40th percentile, falling behind CSU Fort Collins, Metro State Denver, and UC Denver. The modest debt load of $20,700 (slightly below state and national averages) provides some cushion, but the combination of below-median earnings and debt creates a ratio of 0.46—workable but not compelling for a STEM degree.

The 10% earnings growth to nearly $49,000 by year four represents improvement, though these graduates still need four years to reach what typical math majors earn in their first year nationally. For families choosing between Colorado math programs, the difference is tangible: UC Denver grads start nearly $8,000 higher, while even Metro State Denver offers a $4,000 advantage. UNC's accessible admission (86% acceptance rate) may appeal to students who need a safety option, but the earnings gap suggests this accessibility comes with real tradeoffs in job market outcomes.

For a math degree specifically, this program underdelivers relative to its peers. Parents should weigh whether UNC's other strengths justify accepting starting salaries that lag behind what students could earn at comparable Colorado institutions with similar or lower debt burdens.

Where University of Northern Colorado Stands

Earnings vs. debt across all mathematics bachelors's programs nationally

University of Northern ColoradoOther mathematics programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Northern Colorado graduates compare to all programs nationally

University of Northern Colorado graduates earn $45k, placing them in the 32th percentile of all mathematics bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Colorado

Mathematics bachelors's programs at peer institutions in Colorado (17 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Northern Colorado$44,668$48,902$20,7000.46
University of Colorado Denver/Anschutz Medical Campus$52,695$67,691$27,0000.51
Metropolitan State University of Denver$48,997$60,567$33,2790.68
Colorado State University-Fort Collins$47,835$58,736$21,0200.44
University of Colorado Boulder$41,176$68,103$20,9600.51
University of Colorado Colorado Springs$37,197$65,776$22,5000.60
National Median$48,772$21,5000.44

Other Mathematics Programs in Colorado

Compare tuition, earnings, and debt across Colorado schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Colorado Denver/Anschutz Medical Campus
Denver
$10,017$52,695$27,000
Metropolitan State University of Denver
Denver
$10,780$48,997$33,279
Colorado State University-Fort Collins
Fort Collins
$12,896$47,835$21,020
University of Colorado Boulder
Boulder
$16,430$41,176$20,960
University of Colorado Colorado Springs
Colorado Springs
$9,712$37,197$22,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Northern Colorado, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 31 graduates with reported earnings and 29 graduates with debt data. Small samples may not be representative.