Median Earnings (1yr)
$40,614
42nd percentile (60th in CO)
Median Debt
$25,906
At national median
Debt-to-Earnings
0.64
Manageable
Sample Size
245
Adequate data

Analysis

Teacher salaries aren't known for spectacular growth, but the 8% earnings decline between years one and four at University of Northern Colorado's education program is worth understanding. Starting teachers here earn $40,614—slightly below the national median but actually above Colorado's state median, landing in the 60th percentile among the state's 13 education programs. That's a solid starting position for an accessible institution with an 86% acceptance rate.

The challenge is what happens next. While most careers see earnings climb during those crucial first four years, these graduates see theirs drop to $37,357. This could reflect Colorado's specific education job market, where early-career teachers might face contract uncertainties or relocate to lower-paying districts. The debt load of $25,906 is manageable at 0.64 times first-year earnings—comparable to state and national averages—but it becomes more burdensome as income declines rather than grows.

For families committed to teaching careers in Colorado, UNC trains educators at a competitive level within the state, and the debt remains reasonable. But parents should factor in that the typical trajectory here moves backward before it potentially moves forward, meaning financial pressure could intensify rather than ease after graduation. If your child has teaching options at Metropolitan State ($40,681 starting) or Colorado Christian ($40,448), those offer similar outcomes with potentially different growth patterns worth exploring.

Where University of Northern Colorado Stands

Earnings vs. debt across all teacher education and professional development, specific levels and methods bachelors's programs nationally

University of Northern ColoradoOther teacher education and professional development, specific levels and methods programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Northern Colorado graduates compare to all programs nationally

University of Northern Colorado graduates earn $41k, placing them in the 42th percentile of all teacher education and professional development, specific levels and methods bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Colorado

Teacher Education and Professional Development, Specific Levels and Methods bachelors's programs at peer institutions in Colorado (13 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Northern Colorado$40,614$37,357$25,9060.64
Metropolitan State University of Denver$40,681—$27,5510.68
Colorado Christian University$40,448$38,131$27,0000.67
University of Colorado Colorado Springs$40,198—$25,0400.62
National Median$41,809—$26,0000.62

Other Teacher Education and Professional Development, Specific Levels and Methods Programs in Colorado

Compare tuition, earnings, and debt across Colorado schools

SchoolIn-State TuitionEarnings (1yr)Debt
Metropolitan State University of Denver
Denver
$10,780$40,681$27,551
Colorado Christian University
Lakewood
$39,266$40,448$27,000
University of Colorado Colorado Springs
Colorado Springs
$9,712$40,198$25,040

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Northern Colorado, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 245 graduates with reported earnings and 260 graduates with debt data. Small samples may not be representative.