Median Earnings (1yr)
$36,286
76th percentile (60th in IA)
Median Debt
$21,500
14% below national median
Debt-to-Earnings
0.59
Manageable
Sample Size
63
Adequate data

Analysis

University of Northern Iowa's biology program outperforms most of its competitors on the metric that matters most: managing debt while delivering solid earnings growth. At $21,500 in median debt—nearly $6,000 below the state average—graduates start their careers with breathing room that students at pricier Iowa schools don't get. While first-year earnings of $36,286 trail the top programs in the state by roughly $5,000-$7,000, the 37% earnings growth to $49,536 by year four shows graduates are finding their footing in competitive positions, whether that's graduate school preparation, research roles, or healthcare pathways.

The value equation here is straightforward: UNI charges significantly less than Drake or Grinnell while producing graduates who earn more than the typical Iowa biology major. Yes, Upper Iowa and Grand View graduates start with higher salaries, but the question is whether that $6,000-$7,000 gap justifies potentially higher debt loads elsewhere. For families prioritizing affordability—and UNI's 94% admission rate makes it accessible to most applicants—this program delivers respectable outcomes without the financial strain.

The moderate sample size means these numbers reflect real graduate outcomes, not statistical noise. For a student planning on graduate school in health sciences or research, starting with manageable debt from UNI beats graduating from a more expensive program with the same career timeline ahead.

Where University of Northern Iowa Stands

Earnings vs. debt across all biology bachelors's programs nationally

University of Northern IowaOther biology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Northern Iowa graduates compare to all programs nationally

University of Northern Iowa graduates earn $36k, placing them in the 76th percentile of all biology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Iowa

Biology bachelors's programs at peer institutions in Iowa (26 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Northern Iowa$36,286$49,536$21,5000.59
Upper Iowa University$43,311—$27,0000.62
Grand View University$43,237$48,797$26,0000.60
Drake University$41,226$63,077$25,3430.61
Coe College$41,112$48,877$27,0000.66
Grinnell College$37,170$48,846$17,5000.47
National Median$32,316—$25,0000.77

Other Biology Programs in Iowa

Compare tuition, earnings, and debt across Iowa schools

SchoolIn-State TuitionEarnings (1yr)Debt
Upper Iowa University
Fayette
$19,000$43,311$27,000
Grand View University
Des Moines
$33,450$43,237$26,000
Drake University
Des Moines
$49,944$41,226$25,343
Coe College
Cedar Rapids
$52,576$41,112$27,000
Grinnell College
Grinnell
$64,862$37,170$17,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Northern Iowa, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 63 graduates with reported earnings and 101 graduates with debt data. Small samples may not be representative.