Health and Physical Education/Fitness at University of Northern Iowa

University of Northern Iowa's Health and Physical Education program starts slower than most Iowa competitors but demonstrates something many programs don't—genuine earnings momentum. While first-year earnings of $32,709 trail the state median by about $1,400 and place graduates behind peers at Buena Vista or Iowa State, the 35% earnings growth to $44,149 by year four suggests graduates are finding their footing in coaching, athletic training, or district-level physical education roles. That closing gap matters more than the initial lag.

The debt picture strengthens the case here. At $22,500, graduates owe about $4,500 less than the state median for this program, creating a manageable 0.69 debt-to-earnings ratio. This lower borrowing partially offsets the earnings disadvantage against top Iowa programs, and for students focused on education careers where salaries grow with experience and advancement, starting with less debt provides meaningful financial breathing room.

For families comfortable with a slower start in exchange for solid progression and lower debt, this makes sense—especially if teaching, coaching, or pursuing graduate credentials in athletic training or exercise science are in the plan. The program clearly prepares graduates for roles where patience pays off. If your student needs stronger immediate earnings to tackle loans quickly, look at Iowa State or private schools like Buena Vista instead.