Analysis
Penn's elite brand doesn't translate to strong estimated first-year outcomes for its math graduates. Based on comparable Pennsylvania programs, first-year earnings of $48,800 sit right at the state median—and well below what peer institutions like Villanova ($75,481) and Swarthmore ($72,656) achieve. With an admission rate of 6% and average SAT scores of 1545, you'd expect this program to dramatically outperform state averages, not match them.
The estimated debt of $26,000 produces a manageable 0.53 debt-to-earnings ratio, meaning graduates would need about half a year's salary to cover what they borrowed. That's workable but unremarkable. What's puzzling is why a school that attracts such exceptional students—and charges accordingly—would produce math outcomes that mirror far less selective state programs. Mathematics majors often pursue graduate school or transition into fields like finance or tech where earnings quickly escalate, so these first-year figures may understate long-term value.
The bottom line: these estimated figures suggest you're paying Ivy League prices without getting Ivy League math outcomes, at least initially. If your child is choosing Penn's math program specifically for its academic prestige or particular faculty, understand that the immediate financial return appears average. The small sample size that triggered data suppression here means we're working with limited information about this specific program's track record.
Where University of Pennsylvania Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in Pennsylvania
Mathematics bachelors's programs at peer institutions in Pennsylvania (74 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $66,104 | $48,800* | — | $25,990* | — | |
| $64,701 | $75,481* | $84,324 | $25,454* | 0.34 | |
| $62,412 | $72,656* | — | —* | — | |
| $60,663 | $70,313* | $81,966 | $30,899* | 0.44 | |
| $22,082 | $59,167* | $54,614 | $22,500* | 0.38 | |
| $47,146 | $49,314* | $62,639 | $26,940* | 0.55 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Pennsylvania, approximately 16% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 12 similar programs in PA. Actual outcomes may vary.