Analysis
This program costs more than twice the national average in debt ($27,515 vs. $11,371) while delivering earnings that rank in just the 5th percentile nationally. That's a serious red flag for a two-year degree, especially when graduates earn barely more than they owe in their first year out. The nearly flat earnings trajectory—just a 1% bump over four years—suggests limited career advancement potential.
The state context offers one sliver of nuance: this program sits at the 60th percentile among Arizona's four behavioral sciences associate programs. But that says more about Arizona's limited options than about this program's quality. Statewide, the median debt matches this school's exactly, suggesting expensive behavioral sciences credentials may be an Arizona-wide problem rather than a University of Phoenix-specific issue.
For a family considering this path, the math is sobering. Your child would graduate owing nearly a full year's salary, with little prospect of growing their income enough to comfortably manage that debt. Given that 45% of students here receive Pell grants, many families are financing this expensive credential with limited resources. Unless your child has specific transfer plans to a bachelor's program with proven outcomes, less expensive community college options would likely serve them better—even if they mean delaying entry into behavioral sciences coursework.
Where University of Phoenix-Arizona Stands
Earnings vs. debt across all behavioral sciences associates's programs nationally
Earnings Distribution
How University of Phoenix-Arizona graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Phoenix-Arizona | $29,877 | $30,279 | +1% |
| San Jacinto Community College | $33,494 | $37,523 | +12% |
Compare to Similar Programs Nationally
Behavioral Sciences associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $9,552 | $29,877 | $30,279 | $27,515 | 0.92 | |
| $1,992 | $33,494 | $37,523 | $9,264 | 0.28 | |
| National Median | — | $31,686 | — | $11,371 | 0.36 |
Career Paths
Occupations commonly associated with behavioral sciences graduates
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Social and Community Service Managers
Life Scientists, All Other
Social Scientists and Related Workers, All Other
Social Science Research Assistants
Community and Social Service Specialists, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Phoenix-Arizona, approximately 45% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 35 graduates with reported earnings and 99 graduates with debt data. Small samples may not be representative.