Health and Medical Administrative Services at University of Phoenix-Hawaii

This University of Phoenix-Hawaii health administration program presents concerning financial outcomes that should give parents pause. While first-year earnings of $44,580 are decent and slightly above national averages, graduates actually earn *less* four years later ($41,208), representing an unusual 8% decline when most careers show growth. Combined with hefty debt of nearly $52,000—68% higher than the national median for this field—this creates a problematic financial picture.

The debt burden is particularly troubling. At $51,958, this program ranks in just the 5th percentile nationally for debt levels, meaning 95% of similar programs nationwide leave students with less debt. The debt-to-earnings ratio of 1.17 means graduates owe more than their entire first year's salary, which financial experts generally consider unsustainable. For context, the national median debt for health administration programs is only $31,000.

While the program does rank in the 60th percentile within Hawaii (though it's the only such program in the state), this relative performance doesn't offset the fundamental economics. The combination of declining earnings trajectory and excessive debt creates financial stress that could persist for years. Parents should seriously consider whether the same career outcomes might be achievable through less expensive alternatives, including community college programs or out-of-state options that offer better value propositions.