Median Earnings (1yr)
$57,983
85th percentile
Median Debt
$50,470
90% above national median
Debt-to-Earnings
0.87
Manageable
Sample Size
124
Adequate data

Analysis

University of Phoenix-Hawaii graduates in HR start strong at $58,000—landing in the 85th percentile nationally and the 60th percentile among Hawaii programs—but their earnings drop to $52,000 by year four. That's unusual and concerning. At the same time, the debt load is substantial: at $50,470, it's nearly double the national median for HR programs and considerably higher than the state median of $32,000. You're essentially paying premium tuition for outcomes that begin well but deteriorate, creating a debt burden that takes years to outgrow.

The numbers require context. While first-year earnings beat UH Manoa by $13,000, that advantage may not last given the downward trajectory. The 0.87 debt-to-earnings ratio is manageable initially, but becomes less comfortable as income falls. For a program that ranks in the bottom 5th percentile nationally for debt, families should ask hard questions about why costs are so high relative to peers—especially when Hawaii's limited market for HR roles makes mobility after graduation more challenging.

If your child can secure similar starting salaries elsewhere with less debt—particularly at a public university—that's the safer bet. If University of Phoenix offers unique scheduling flexibility for working adults or specific corporate connections in Hawaii, the premium might justify itself, but only if you're confident about the reason behind that earnings decline.

Where University of Phoenix-Hawaii Stands

Earnings vs. debt across all human resources management and services bachelors's programs nationally

University of Phoenix-HawaiiOther human resources management and services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Phoenix-Hawaii graduates compare to all programs nationally

University of Phoenix-Hawaii graduates earn $58k, placing them in the 85th percentile of all human resources management and services bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Hawaii

Human Resources Management and Services bachelors's programs at peer institutions in Hawaii (4 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Phoenix-Hawaii$57,983$51,907$50,4700.87
University of Hawaii at Manoa$44,615$50,548$12,9680.29
National Median$50,361—$26,6250.53

Other Human Resources Management and Services Programs in Hawaii

Compare tuition, earnings, and debt across Hawaii schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Hawaii at Manoa
Honolulu
$12,186$44,615$12,968

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Phoenix-Hawaii, approximately 13% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 124 graduates with reported earnings and 181 graduates with debt data. Small samples may not be representative.