Median Earnings (1yr)
$38,087
75th percentile
Median Debt
$49,770
85% above national median
Debt-to-Earnings
1.31
Elevated
Sample Size
775
Adequate data

Analysis

This University of Phoenix behavioral sciences program delivers solid earnings that outperform most competitors, but comes with a significant cost burden that demands careful consideration. Graduates earn $38,087 in their first year—ranking in the 75th percentile nationally and 60th percentile among Texas programs. However, they carry nearly $50,000 in debt, almost double the national median of $26,944 for this field, creating a debt-to-earnings ratio of 1.31.

The concerning reality is that earnings actually decline slightly over four years instead of growing, dropping to $37,783 by year four. This stagnation means graduates will struggle longer to pay down that substantial debt load. While the program produces higher initial earnings than most behavioral sciences programs, the premium price tag—reflected in debt levels that rank in just the 5th percentile nationally (meaning 95% of similar programs saddle students with less debt)—significantly erodes the value proposition.

For anxious parents, the math is straightforward: your child will likely earn more initially than peers from other behavioral sciences programs, but will spend years longer paying off educational debt. Given that even the University of Houston-Clear Lake produces similar outcomes with presumably lower costs, this program's premium pricing makes it a questionable investment unless your child has specific career goals that justify the extra financial burden.

Where University of Phoenix-Texas Stands

Earnings vs. debt across all behavioral sciences bachelors's programs nationally

University of Phoenix-TexasOther behavioral sciences programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Phoenix-Texas graduates compare to all programs nationally

University of Phoenix-Texas graduates earn $38k, placing them in the 75th percentile of all behavioral sciences bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Texas

Behavioral Sciences bachelors's programs at peer institutions in Texas (4 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Phoenix-Texas$38,087$37,783$49,7701.31
University of Houston-Clear Lake$32,986—$27,2240.83
National Median$35,410—$26,9440.76

Other Behavioral Sciences Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Houston-Clear Lake
Houston
$7,746$32,986$27,224

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Phoenix-Texas, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 775 graduates with reported earnings and 1637 graduates with debt data. Small samples may not be representative.