Analysis
In Montana, mathematics bachelor's programs tell two distinct stories. Montana State University reports actual first-year earnings of $34,475 for its math graduates—a tangible outcome for the state's flagship program. University of Providence, with its smaller cohort, draws on national peer data that suggests $48,772 in first-year earnings and roughly $21,750 in debt. That's a 0.45 debt-to-earnings ratio, which falls comfortably in "manageable" territory if those estimates hold.
The $14,000 gap between comparable national programs and Montana State's reported outcomes deserves attention. It might reflect geographic salary differences—math careers in Montana often pay less than coastal markets. It could also suggest that University of Providence graduates pursue different paths than MSU's, perhaps relocating or entering different sectors. The debt load estimated here actually tracks slightly lower than Montana's typical $24,000, though that's based on limited state data points.
For your family, this boils down to whether the estimated national earnings pattern is likely to apply. If your student plans to stay in Montana, the MSU benchmark offers a more conservative planning figure. If they're eyeing out-of-state opportunities or specialized roles where a smaller program's individual attention matters, the national picture may prove more relevant. The fundamentals—reasonable debt paired with earnings that could service it—look sound, but you're navigating with less certainty than you'd have at schools with published outcomes.
Where University of Providence Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in Montana
Mathematics bachelors's programs at peer institutions in Montana (8 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $29,018 | $48,772* | — | $21,750* | — | |
| $8,083 | $34,475* | $52,167 | $24,000* | 0.70 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Providence, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 253 similar programs. Actual outcomes may vary.