Median Earnings (1yr)
$17,638
5th percentile (60th in PR)
Median Debt
$5,500
78% below national median
Debt-to-Earnings
0.31
Manageable
Sample Size
31
Adequate data

Analysis

At $17,638 in first-year earnings, this program starts near the bottom nationally (5th percentile), but here's what matters for Puerto Rican families: it outperforms 60% of biology programs on the island while carrying remarkably low debt. More importantly, earnings nearly double by year four to $36,318—reaching the 75th percentile nationally and surpassing every other PR biology program except UPR-Humacao and Bayamón. The debt burden of $5,500 is unusually manageable, well below the $9,500 state median and a fraction of the $25,000 typical nationally.

This earnings trajectory suggests graduates are either pursuing additional credentials or transitioning into better-paying roles, which is common for biology majors heading toward healthcare or research positions. The low initial earnings likely reflect Puerto Rico's economic context and the prevalence of graduate school preparation among biology students. However, the 106% earnings growth indicates the program effectively prepares students for upward mobility.

For families at this open-access institution where three-quarters of students receive Pell grants, the value proposition is straightforward: minimal debt burden with strong long-term earning potential relative to island alternatives. The program won't deliver mainland salaries immediately, but it provides an affordable pathway to competitive regional outcomes without the debt trap that often accompanies biology degrees elsewhere.

Where University of Puerto Rico at Cayey Stands

Earnings vs. debt across all biology bachelors's programs nationally

University of Puerto Rico at CayeyOther biology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Puerto Rico at Cayey graduates compare to all programs nationally

University of Puerto Rico at Cayey graduates earn $18k, placing them in the 5th percentile of all biology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Puerto Rico

Biology bachelors's programs at peer institutions in Puerto Rico (25 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Puerto Rico at Cayey$17,638$36,318$5,5000.31
University of Puerto Rico-Humacao$22,686$24,127
University of Puerto Rico-Bayamon$22,338$5,5000.25
Pontifical Catholic University of Puerto Rico-Arecibo$17,632$24,269$18,5001.05
Pontifical Catholic University of Puerto Rico-Ponce$17,632$24,269$18,5001.05
Pontifical Catholic University of Puerto Rico-Mayaguez$17,632$24,269$18,5001.05
National Median$32,316$25,0000.77

Other Biology Programs in Puerto Rico

Compare tuition, earnings, and debt across Puerto Rico schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Puerto Rico-Humacao
Humacao
$5,364$22,686
University of Puerto Rico-Bayamon
Bayamon
$6,284$22,338$5,500
Pontifical Catholic University of Puerto Rico-Arecibo
Arecibo
$6,238$17,632$18,500
Pontifical Catholic University of Puerto Rico-Ponce
Ponce
$6,340$17,632$18,500
Pontifical Catholic University of Puerto Rico-Mayaguez
Mayaguez
$6,238$17,632$18,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Puerto Rico at Cayey, approximately 76% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 31 graduates with reported earnings and 19 graduates with debt data. Small samples may not be representative.