Analysis
Is it worth taking on $21,250 in debt for a math degree when the clearest signal comes from what we *don't* know? The fact that Rochester's sample size is too small to report suggests this isn't a popular major on campus—which matters when you're thinking about departmental resources, peer networks, and how much institutional attention flows to the program. Similar programs in New York suggest first-year earnings around $55,490, which lands right at the state median but trails the national benchmark by about $3,500. That's not disastrous, but it's telling that NYU's math graduates start at $80,000 while Rochester's estimated figure sits closer to SUNY Albany's outcomes.
The debt-to-earnings ratio of 0.38 looks manageable on paper—you'd be borrowing less than half of what graduates typically earn in year one. But here's the practical question: Rochester charges selective-university tuition (average SAT of 1480, only 16% on Pell grants) while producing middle-of-the-pack outcomes for math majors. If your child is competitive enough to get into Rochester, they're likely competitive for programs with stronger track records in this field or lower costs. The small cohort size means you're essentially betting that your student will be the exception who lands the quantitative finance job or elite graduate school placement—possible, but not what peer programs typically deliver.
Where University of Rochester Stands
Earnings vs. debt across all mathematics and statistics bachelors's programs nationally
Compare to Similar Programs in New York
Mathematics and Statistics bachelors's programs at peer institutions in New York (12 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $64,348 | $55,490* | — | $21,250* | — | |
| $60,438 | $80,154* | $121,018 | —* | — | |
| $61,992 | $59,063* | — | $24,625* | 0.42 | |
| $10,408 | $51,917* | $61,222 | $21,750* | 0.42 | |
| $34,535 | $46,678* | $82,563 | $21,250* | 0.46 | |
| National Median | — | $59,063* | — | $21,750* | 0.37 |
Career Paths
Occupations commonly associated with mathematics and statistics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Mathematical Science Teachers, Postsecondary
Mathematical Science Occupations, All Other
Bioinformatics Technicians
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Rochester, approximately 16% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in NY. Actual outcomes may vary.