History at University of Saint Francis-Fort Wayne

Borrowing $27,000 to earn an estimated $35,509 in the first year creates a debt-to-earnings ratio of 0.76—manageable compared to many liberal arts degrees, but still substantial when monthly payments will likely consume around 8-10% of take-home pay. Indiana's history programs cluster tightly in the mid-$30,000s based on reported outcomes elsewhere in the state, suggesting this estimate reflects regional realities rather than optimistic projections. The question is whether University of Saint Francis offers something beyond what you'd get at Indiana's public universities, where similar first-year earnings come with notably less debt.

The financial picture here is neither alarming nor impressive—it's simply typical for a history degree. With 43% of students receiving Pell grants and a 98% admission rate, Saint Francis serves a population that often needs college to work as a clear economic stepping stone, yet history graduates nationwide face the reality that bachelor's-level positions in the field rarely command salaries that quickly justify the investment. The estimated earnings do land above the national median for history programs, which provides some comfort, but they're still well below what peer programs at Notre Dame or Southern Indiana produce.

If your child is committed to history, focus on how Saint Francis specifically supports career preparation beyond the major itself—internships, career services, or dual credentials that might accelerate earnings growth. The estimated debt load is workable, but only if there's a concrete plan for employment that doesn't depend on graduate school to unlock earning potential.