Analysis
The debt-to-earnings math here looks manageable on paper—peer education programs nationally suggest around $27,000 in debt against first-year earnings near $39,000. That 0.70 ratio falls within reasonable territory for a teaching credential, though it's worth noting these are estimates drawn from similar programs nationwide since University of Sioux Falls has too few graduates in this cohort to report specific outcomes. What this likely reflects is the basic economics of teacher preparation: modest starting salaries that track closely with state pay scales regardless of where you earned your degree.
The real question for South Dakota families is whether private tuition makes sense when the same credential from a public institution might cost substantially less. With only three education programs in the state, you're working with limited local options, but teacher salaries don't typically reward institutional prestige—your child will likely start at the same pay grade as colleagues from cheaper state schools. The estimated debt here aligns with national norms, but those norms assume you're paying private tuition rates. If University of Sioux Falls offers significant scholarships or your family values the smaller campus environment (29% of students receive Pell grants suggests some affordability focus), that could justify the premium. Otherwise, run the numbers carefully against what SD public universities would actually cost after aid.
Where University of Sioux Falls Stands
Earnings vs. debt across all education bachelors's programs nationally
Compare to Similar Programs Nationally
Education bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $20,740 | $38,660* | — | $27,000* | — | |
| $8,886 | $68,730* | — | $26,556* | 0.39 | |
| $12,186 | $60,288* | — | —* | — | |
| $11,728 | $57,410* | — | $13,250* | 0.23 | |
| $19,568 | $56,397* | $40,429 | —* | — | |
| $44,850 | $55,579* | $54,660 | $27,000* | 0.49 | |
| National Median | — | $38,660* | — | $26,522* | 0.69 |
Career Paths
Occupations commonly associated with education graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Sioux Falls, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 66 similar programs. Actual outcomes may vary.