Finance and Financial Management Services at University of South Alabama
Bachelor's Degree
Analysis
Finance graduates from the University of South Alabama earn significantly less than their peers—both in Alabama and nationally. At $41,657 in the first year, earnings trail the state median by nearly $10,000 and fall well below what graduates from Auburn, Alabama, and UAB command. Among Alabama's 16 finance programs, this ranks in just the 25th percentile, meaning three-quarters of similar programs in the state deliver better outcomes. The debt load of $28,500 is also notably higher than both state and national medians, creating an unfavorable 0.68 debt-to-earnings ratio.
The 30% earnings growth to $54,038 by year four helps close the gap somewhat, but even at that level, graduates are still earning less than the typical starting salary at top Alabama programs. This matters particularly if your child has in-state options: Auburn and Alabama grads start where South Alabama grads end up after four years in the workforce. The moderate sample size suggests these figures are reasonably reliable, not based on a handful of outliers.
For families prioritizing return on investment, this program struggles to compete with other Alabama alternatives. If South Alabama is the choice for non-academic reasons—location, campus culture, or family ties to Mobile—understanding that finance graduates here start behind their state peers is essential. Consider whether those $10,000 annual earnings differences over early career years justify any premium in attendance costs or lost opportunities elsewhere.
Where University of South Alabama Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of South Alabama graduates compare to all programs nationally
University of South Alabama graduates earn $42k, placing them in the 5th percentile of all finance and financial management services bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Alabama
Finance and Financial Management Services bachelors's programs at peer institutions in Alabama (16 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of South Alabama | $41,657 | $54,038 | $28,500 | 0.68 |
| University of Alabama in Huntsville | $56,584 | — | — | — |
| Auburn University | $55,875 | $71,821 | $20,500 | 0.37 |
| The University of Alabama | $55,580 | $72,138 | $25,000 | 0.45 |
| Samford University | $53,059 | $70,946 | $19,000 | 0.36 |
| University of Alabama at Birmingham | $50,939 | $62,664 | $22,500 | 0.44 |
| National Median | $53,590 | — | $23,332 | 0.44 |
Other Finance and Financial Management Services Programs in Alabama
Compare tuition, earnings, and debt across Alabama schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| University of Alabama in Huntsville Huntsville | $11,770 | $56,584 | — |
| Auburn University Auburn | $12,536 | $55,875 | $20,500 |
| The University of Alabama Tuscaloosa | $11,900 | $55,580 | $25,000 |
| Samford University Birmingham | $38,144 | $53,059 | $19,000 |
| University of Alabama at Birmingham Birmingham | $8,832 | $50,939 | $22,500 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of South Alabama, approximately 37% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 54 graduates with reported earnings and 63 graduates with debt data. Small samples may not be representative.