Median Earnings (1yr)
$41,657
5th percentile
25th percentile in Alabama
Median Debt
$28,500
22% above national median

Analysis

Finance graduates from the University of South Alabama earn significantly less than their peers—both in Alabama and nationally. At $41,657 in the first year, earnings trail the state median by nearly $10,000 and fall well below what graduates from Auburn, Alabama, and UAB command. Among Alabama's 16 finance programs, this ranks in just the 25th percentile, meaning three-quarters of similar programs in the state deliver better outcomes. The debt load of $28,500 is also notably higher than both state and national medians, creating an unfavorable 0.68 debt-to-earnings ratio.

The 30% earnings growth to $54,038 by year four helps close the gap somewhat, but even at that level, graduates are still earning less than the typical starting salary at top Alabama programs. This matters particularly if your child has in-state options: Auburn and Alabama grads start where South Alabama grads end up after four years in the workforce. The moderate sample size suggests these figures are reasonably reliable, not based on a handful of outliers.

For families prioritizing return on investment, this program struggles to compete with other Alabama alternatives. If South Alabama is the choice for non-academic reasons—location, campus culture, or family ties to Mobile—understanding that finance graduates here start behind their state peers is essential. Consider whether those $10,000 annual earnings differences over early career years justify any premium in attendance costs or lost opportunities elsewhere.

Where University of South Alabama Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

Earnings Distribution

How University of South Alabama graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
University of South Alabama$41,657$54,038+30%
The University of Alabama$55,580$72,138+30%
Auburn University$55,875$71,821+29%
Samford University$53,059$70,946+34%
University of Alabama at Birmingham$50,939$62,664+23%

Compare to Similar Programs in Alabama

Finance and Financial Management Services bachelors's programs at peer institutions in Alabama (16 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of South AlabamaMobile$9,676$41,657$54,038$28,5000.68
University of Alabama in HuntsvilleHuntsville$11,770$56,584
Auburn UniversityAuburn$12,536$55,875$71,821$20,5000.37
The University of AlabamaTuscaloosa$11,900$55,580$72,138$25,0000.45
Samford UniversityBirmingham$38,144$53,059$70,946$19,0000.36
University of Alabama at BirminghamBirmingham$8,832$50,939$62,664$22,5000.44
National Median$53,590$23,3320.44

Career Paths

Occupations commonly associated with finance and financial management services graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree

Chief Sustainability Officers

Communicate and coordinate with management, shareholders, customers, and employees to address sustainability issues. Enact or oversee a corporate sustainability strategy.

$105,350/yrJobs growth:Bachelor's degree

General and Operations Managers

Plan, direct, or coordinate the operations of public or private sector organizations, overseeing multiple departments or locations. Duties and responsibilities include formulating policies, managing daily operations, and planning the use of materials and human resources, but are too diverse and general in nature to be classified in any one functional area of management or administration, such as personnel, purchasing, or administrative services. Usually manage through subordinate supervisors. Excludes First-Line Supervisors.

$105,350/yrJobs growth:Bachelor's degree

Personal Financial Advisors

Advise clients on financial plans using knowledge of tax and investment strategies, securities, insurance, pension plans, and real estate. Duties include assessing clients' assets, liabilities, cash flow, insurance coverage, tax status, and financial objectives. May also buy and sell financial assets for clients.

$102,140/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Insurance Underwriters

Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.

$79,880/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of South Alabama, approximately 37% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 54 graduates with reported earnings and 63 graduates with debt data. Small samples may not be representative.