Analysis
A debt-to-earnings ratio of 0.44 suggests this program could deliver reasonable value, though the figures come from broader national patterns rather than USC-Upstate's specific outcomes. Mathematics bachelor's programs nationally typically produce first-year earnings around $48,800 with debt near $21,500—numbers that align closely with South Carolina's state medians. If these estimates hold true here, graduates would earn roughly 2.3 times their debt in their first year, a workable starting point for most families.
What's less certain is whether USC-Upstate matches the performance of its in-state peers. The flagship in Columbia reports actual earnings of $49,949 for math graduates, while Clemson comes in slightly lower at $47,529. USC-Upstate serves a different student population—45% receive Pell grants compared to more selective state schools—which could influence post-graduation outcomes in either direction. The question is whether this campus provides comparable employer connections and curriculum rigor despite its regional focus.
The practical reality: if your child can complete this degree near the estimated debt level and land work close to these earnings benchmarks, the math works. But without school-specific data, you're betting that USC-Upstate's math program performs similarly to the national median. Before committing, push the department for placement data, internship partnerships, and where recent graduates actually landed jobs—information that matters more than these broad estimates.
Where University of South Carolina-Upstate Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in South Carolina
Mathematics bachelors's programs at peer institutions in South Carolina (29 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $11,583 | $48,772* | — | $21,498* | — | |
| $12,688 | $49,949* | $69,584 | $22,700* | 0.45 | |
| $15,554 | $47,529* | $71,461 | $22,500* | 0.47 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of South Carolina-Upstate, approximately 45% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 253 similar programs. Actual outcomes may vary.