Biology at University of South Florida

USF's biology program delivers a concerning combination of below-average starting salaries and above-average debt loads. With graduates earning just $27,034 in their first year—significantly below the national median of $32,316—this program ranks in only the 20th percentile nationally. The debt burden of $19,750 creates a debt-to-earnings ratio of 0.73, meaning graduates owe nearly nine months of their starting salary.

However, there's a silver lining in the growth trajectory. Earnings jump 57% to $42,562 by year four, suggesting biology graduates find their footing in the job market after gaining experience. Within Florida, the program actually performs at the median level (60th percentile), indicating the broader challenge facing Florida biology programs rather than USF specifically. The debt load is also slightly below the state average, which helps somewhat.

The practical reality is that your child would likely struggle financially in those crucial first few years after graduation, potentially requiring family support or additional schooling to reach viable earning levels. While the strong earnings growth shows promise, the initial financial squeeze is real. If your child is committed to biology, this program can work, but only with realistic expectations about post-graduation financial challenges and possibly a plan for graduate school or professional programs where biology serves as a stepping stone.