Median Earnings (1yr)
$45,966
51st percentile (60th in FL)
Median Debt
$21,751
16% below national median
Debt-to-Earnings
0.47
Manageable
Sample Size
99
Adequate data

Analysis

USF's business program delivers exactly what you'd expect from a solid public university: middle-of-the-road earnings with below-average debt. Starting at $46,000 and climbing to $51,500 by year four, graduates earn slightly more than the national median and land in the 60th percentile among Florida's 93 business programs. The debt load of $21,751 comes in about $5,000 below the national average, giving this program a healthy 0.47 debt-to-earnings ratio that makes the investment manageable from day one.

The comparison to Florida's top programs is worth noting—schools like Embry-Riddle and Florida Tech push graduates into the $64-67k range, but they're specialized institutions with higher costs and narrower appeal. For a traditional business degree, USF sits comfortably in the state's upper tier while maintaining the accessibility and broader mission of a large public university. The 12% earnings growth over four years isn't spectacular, but it's steady and positive.

For parents weighing in-state tuition options, this is a safe bet. Your child won't graduate making what computer science majors earn, but they'll enter the workforce with modest debt and competitive starting pay that beats most Florida business programs. The numbers suggest USF is doing its job: providing accessible business education that translates to reliable career outcomes without saddling graduates with excessive debt.

Where University of South Florida Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

University of South FloridaOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of South Florida graduates compare to all programs nationally

University of South Florida graduates earn $46k, placing them in the 51th percentile of all business administration, management and operations bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Florida

Business Administration, Management and Operations bachelors's programs at peer institutions in Florida (93 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of South Florida$45,966$51,477$21,7510.47
Embry-Riddle Aeronautical University-Daytona Beach$66,999$77,767$20,5080.31
Embry-Riddle Aeronautical University-Worldwide$66,999$77,767$20,5080.31
Florida Institute of Technology$63,708$58,663$38,0970.60
Florida Institute of Technology-Online$63,708$58,663$38,0970.60
Lynn University$63,132$48,653$21,1250.33
National Median$45,703—$26,0000.57

Other Business Administration, Management and Operations Programs in Florida

Compare tuition, earnings, and debt across Florida schools

SchoolIn-State TuitionEarnings (1yr)Debt
Embry-Riddle Aeronautical University-Daytona Beach
Daytona Beach
$42,304$66,999$20,508
Embry-Riddle Aeronautical University-Worldwide
Daytona Beach
$11,665$66,999$20,508
Florida Institute of Technology
Melbourne
$44,360$63,708$38,097
Florida Institute of Technology-Online
Melbourne
$12,240$63,708$38,097
Lynn University
Boca Raton
$42,950$63,132$21,125

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of South Florida, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 99 graduates with reported earnings and 81 graduates with debt data. Small samples may not be representative.