Median Earnings (1yr)
$40,892
27th percentile (25th in IN)
Median Debt
$21,602
17% below national median
Debt-to-Earnings
0.53
Manageable
Sample Size
73
Adequate data

Analysis

University of Southern Indiana's business program sits in the bottom quarter of Indiana offerings, with first-year earnings of $40,892 falling nearly $8,400 short of the state median. Among Indiana's 41 business programs, this ranks in just the 25th percentile—meaning three-quarters of comparable in-state programs deliver better starting salaries. The gap is particularly notable when you consider that top Indiana programs like Grace College and Ball State place graduates earning $20,000+ more annually.

The saving grace here is relatively manageable debt at $21,602, lower than both state and national medians. With a debt-to-earnings ratio of 0.53, graduates can realistically pay down their loans even with below-average starting salaries. The program also shows solid earnings growth of 24% by year four, reaching $50,494—though this still trails the state median for business graduates.

For Indiana families, this is a case where the tuition savings may not offset the earnings gap. If your child can gain admission to Ball State, Purdue, or Indiana Wesleyan, those programs deliver substantially stronger financial outcomes. USI's business degree works best for students who need the accessibility of a 95% acceptance rate and can't relocate, but recognize you're trading lower debt for significantly lower earning potential compared to other in-state options.

Where University of Southern Indiana Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

University of Southern IndianaOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Southern Indiana graduates compare to all programs nationally

University of Southern Indiana graduates earn $41k, placing them in the 27th percentile of all business administration, management and operations bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Indiana

Business Administration, Management and Operations bachelors's programs at peer institutions in Indiana (41 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Southern Indiana$40,892$50,494$21,6020.53
Grace College and Theological Seminary$62,251$49,304$20,1040.32
Ball State University$60,526$59,631$20,5000.34
Indiana Wesleyan University-Marion$58,880$62,714$42,1380.72
Indiana Wesleyan University-National & Global$58,880$62,714$42,1380.72
Purdue University Global$57,308$52,586$45,1760.79
National Median$45,703—$26,0000.57

Other Business Administration, Management and Operations Programs in Indiana

Compare tuition, earnings, and debt across Indiana schools

SchoolIn-State TuitionEarnings (1yr)Debt
Grace College and Theological Seminary
Winona Lake
$30,034$62,251$20,104
Ball State University
Muncie
$10,758$60,526$20,500
Indiana Wesleyan University-Marion
Marion
$31,168$58,880$42,138
Indiana Wesleyan University-National & Global
Marion
$8,216$58,880$42,138
Purdue University Global
West Lafayette
$10,110$57,308$45,176

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Southern Indiana, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 73 graduates with reported earnings and 64 graduates with debt data. Small samples may not be representative.