Analysis
Indiana's civil engineering programs typically produce strong early returns, and the estimated figures for USI suggest a relatively straightforward financial picture. Based on similar programs in the state, first-year earnings around $72,000 against roughly $24,000 in debt yields a debt-to-earnings ratio of 0.33—meaning graduates would owe about four months of their first year's salary. That's a manageable burden for an engineering degree that opens doors to infrastructure projects, construction management, and municipal planning roles.
What's worth noting is how USI's estimated outcomes align closely with Indiana's state median and even surpass the national benchmark slightly. While prestigious programs like Notre Dame and Purdue command a small premium in starting salaries (around $74,000), the difference amounts to just $2,000-3,000 annually—hardly earth-shattering given USI's likely lower cost of attendance and 95% admission rate. Civil engineering tends to be less prestige-sensitive than some fields; employers care more about ABET accreditation and licensure potential than where the diploma comes from.
The caveat here is that these figures are derived from peer programs, not USI's actual graduate outcomes. But civil engineering is one of the more predictable fields—skills are standardized, job markets are regional, and Indiana's infrastructure needs create steady demand. If your child is committed to engineering and USI offers the necessary accreditation, the estimated numbers suggest a solid investment without the debt loads that plague other majors.
Where University of Southern Indiana Stands
Earnings vs. debt across all civil engineering bachelors's programs nationally
Compare to Similar Programs in Indiana
Civil Engineering bachelors's programs at peer institutions in Indiana (9 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $10,136 | $71,685* | — | $23,825* | — | |
| $62,693 | $74,499* | $85,090 | $20,100* | 0.27 | |
| $9,992 | $74,369* | $75,048 | $19,500* | 0.26 | |
| $56,674 | $73,821* | $79,888 | $24,132* | 0.33 | |
| $46,588 | $69,549* | $71,094 | $27,000* | 0.39 | |
| $8,419 | $69,339* | — | $28,250* | 0.41 | |
| National Median | — | $69,574* | — | $24,500* | 0.35 |
Career Paths
Occupations commonly associated with civil engineering graduates
Architectural and Engineering Managers
Biofuels/Biodiesel Technology and Product Development Managers
Petroleum Engineers
Environmental Engineers
Mining and Geological Engineers, Including Mining Safety Engineers
Civil Engineers
Transportation Engineers
Water/Wastewater Engineers
Engineering Teachers, Postsecondary
Engineers, All Other
Energy Engineers, Except Wind and Solar
Mechatronics Engineers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Southern Indiana, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 6 similar programs in IN. Actual outcomes may vary.