Analysis
University of Southern Indiana's finance program starts significantly behind the pack but shows impressive momentum. First-year graduates earn $43,335βroughly $12,000 below Indiana's median for finance programs and in just the 25th percentile statewide. However, by year four, earnings jump 32% to $57,157, nearly catching up to the state median of $55,399. This growth trajectory suggests the program's graduates develop marketable skills, even if early placements lag behind peers at Notre Dame, Purdue, or Butler.
The manageable debt load of $21,500 provides some cushion while graduates work through those early career years. With a debt-to-earnings ratio of 0.50, students can realistically pay down loans even on that modest starting salary. The catch is that students need patience and persistenceβthose first couple years will feel financially tight compared to peers from higher-ranked programs who start $15,000-$20,000 ahead.
For families targeting in-state tuition at an accessible institution (95% admission rate), this program offers a viable path into finance, but expectations matter. Your child won't walk into competitive analyst roles at major financial firms straight out of college. If they're willing to build experience and prove themselves over several years, the earnings trajectory looks solid. Just understand you're betting on long-term growth rather than immediate returns.
Where University of Southern Indiana Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Earnings Distribution
How University of Southern Indiana graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Southern Indiana | $43,335 | $57,157 | +32% |
| University of Notre Dame | $99,222 | $111,893 | +13% |
| Purdue University-Main Campus | $59,938 | $74,985 | +25% |
| Valparaiso University | $55,399 | $72,406 | +31% |
| Butler University | $60,290 | $65,927 | +9% |
Compare to Similar Programs in Indiana
Finance and Financial Management Services bachelors's programs at peer institutions in Indiana (24 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $10,136 | $43,335 | $57,157 | $21,500 | 0.50 | |
| $62,693 | $99,222 | $111,893 | $19,000 | 0.19 | |
| $42,676 | $61,531 | β | β | β | |
| $39,104 | $60,336 | β | $16,000 | 0.27 | |
| $45,980 | $60,290 | $65,927 | $23,250 | 0.39 | |
| $9,992 | $59,938 | $74,985 | $22,335 | 0.37 | |
| National Median | β | $53,590 | β | $23,332 | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Southern Indiana, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 34 graduates with reported earnings and 37 graduates with debt data. Small samples may not be representative.