Median Earnings (1yr)
$43,335
5th percentile (25th in IN)
Median Debt
$21,500
8% below national median
Debt-to-Earnings
0.50
Manageable
Sample Size
34
Adequate data

Analysis

University of Southern Indiana's finance program starts significantly behind the pack but shows impressive momentum. First-year graduates earn $43,335—roughly $12,000 below Indiana's median for finance programs and in just the 25th percentile statewide. However, by year four, earnings jump 32% to $57,157, nearly catching up to the state median of $55,399. This growth trajectory suggests the program's graduates develop marketable skills, even if early placements lag behind peers at Notre Dame, Purdue, or Butler.

The manageable debt load of $21,500 provides some cushion while graduates work through those early career years. With a debt-to-earnings ratio of 0.50, students can realistically pay down loans even on that modest starting salary. The catch is that students need patience and persistence—those first couple years will feel financially tight compared to peers from higher-ranked programs who start $15,000-$20,000 ahead.

For families targeting in-state tuition at an accessible institution (95% admission rate), this program offers a viable path into finance, but expectations matter. Your child won't walk into competitive analyst roles at major financial firms straight out of college. If they're willing to build experience and prove themselves over several years, the earnings trajectory looks solid. Just understand you're betting on long-term growth rather than immediate returns.

Where University of Southern Indiana Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

University of Southern IndianaOther finance and financial management services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Southern Indiana graduates compare to all programs nationally

University of Southern Indiana graduates earn $43k, placing them in the 5th percentile of all finance and financial management services bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Indiana

Finance and Financial Management Services bachelors's programs at peer institutions in Indiana (24 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Southern Indiana$43,335$57,157$21,5000.50
University of Notre Dame$99,222$111,893$19,0000.19
University of Evansville$61,531———
Taylor University$60,336—$16,0000.27
Butler University$60,290$65,927$23,2500.39
Purdue University-Main Campus$59,938$74,985$22,3350.37
National Median$53,590—$23,3320.44

Other Finance and Financial Management Services Programs in Indiana

Compare tuition, earnings, and debt across Indiana schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Notre Dame
Notre Dame
$62,693$99,222$19,000
University of Evansville
Evansville
$42,676$61,531—
Taylor University
Upland
$39,104$60,336$16,000
Butler University
Indianapolis
$45,980$60,290$23,250
Purdue University-Main Campus
West Lafayette
$9,992$59,938$22,335

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Southern Indiana, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 34 graduates with reported earnings and 37 graduates with debt data. Small samples may not be representative.