Management Sciences and Quantitative Methods at University of Southern Maine
Bachelor's Degree
usm.maine.eduAnalysis
A debt load around $23,000 for a business analytics degree—drawing from typical outcomes at similar public universities—suggests a manageable starting point, especially when paired with first-year earnings that peer programs deliver in the low $60,000s. That debt-to-earnings ratio of 0.37 means graduates from comparable programs typically earn enough in their first year to cover their total borrowing three times over, a healthy margin that makes monthly payments realistic while building early career momentum.
The challenge is that Maine offers limited options for this major, with only two schools statewide, and neither has enough recent graduates to generate program-specific data. What national benchmarks show is that management sciences programs vary widely in quality—top quartile programs place graduates into $71,600+ positions, nearly $10,000 above the median. Without knowing where University of Southern Maine specifically lands in that range, you're relying on the school's broader reputation and the strength of its employer connections in the Portland metro area, where data analytics roles are growing but not as abundant as in Boston or other regional tech hubs.
The math works if outcomes mirror the national pattern, but given the school's broad admission profile and moderate test scores, it's worth investigating whether this program feeds into competitive entry-level positions or requires additional credentials to stand out. Look for employment reports showing actual job titles and employers—that concrete evidence matters more than estimated figures when the local market is this constrained.
Where University of Southern Maine Stands
Earnings vs. debt across all management sciences and quantitative methods bachelors's programs nationally
Compare to Similar Programs Nationally
Management Sciences and Quantitative Methods bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $10,920 | $62,069* | — | $22,789* | — | |
| $66,104 | $104,502* | — | $15,750* | 0.15 | |
| $60,438 | $102,572* | $129,049 | $17,250* | 0.17 | |
| $60,156 | $99,843* | — | —* | — | |
| $20,986 | $93,565* | — | $18,347* | 0.20 | |
| $65,081 | $92,963* | — | —* | — | |
| National Median | — | $62,069* | — | $23,250* | 0.37 |
Career Paths
Occupations commonly associated with management sciences and quantitative methods graduates
Actuaries
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Statisticians
Biostatisticians
Financial Risk Specialists
Management Analysts
Operations Research Analysts
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Southern Maine, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 118 similar programs. Actual outcomes may vary.