Est. Earnings (1yr)
$48,772
Est. from national median (253 programs)
Est. Median Debt
$21,498
Est. from national median (201 programs)

Analysis

A mathematics degree from University of Southern Maine faces a striking disadvantage in Maine's market. While Bowdoin College math graduates earn $90,213 in their first year, comparable programs nationally suggest USM students might start around $48,772β€”nearly half the state benchmark. This isn't a minor gap; it's the difference between a comfortable start and scrambling to make ends meet in one of New England's pricier housing markets.

The estimated $21,500 in debt translates to a debt-to-earnings ratio of 0.44, which is manageable by national standards for bachelor's degrees. Math majors typically have solid job prospects, and starting salaries often climb quickly as graduates gain experience. But the steep earnings gap within Maine raises questions about whether USM's program connects students to the same employment opportunities as competitors. Are graduates landing quantitative analyst roles, teaching positions, or something else entirely? The answer matters enormously for return on investment.

For families weighing this choice, the key issue isn't the debt loadβ€”it's understanding why the earnings estimate sits so far below the state median. If your child is Maine-focused and ambitious about career outcomes, you'll want concrete answers about placement rates and employer relationships before committing. The fundamentals of a math degree are strong, but something about USM's position in the state market warrants serious investigation.

Where University of Southern Maine Stands

Earnings vs. debt across all mathematics bachelors's programs nationally

Compare to Similar Programs in Maine

Mathematics bachelors's programs at peer institutions in Maine (9 total in state)

Scroll to see more β†’

SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
University of Southern MainePortland$10,920$48,772*β€”$21,498*β€”
Bowdoin CollegeBrunswick$64,910$90,213*β€”β€”*β€”
National Medianβ€”$48,772*β€”$21,500*0.44
* Estimated from similar programs

Career Paths

Occupations commonly associated with mathematics graduates

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Data Scientists

Develop and implement a set of techniques or analytics applications to transform raw data into meaningful information using data-oriented programming languages and visualization software. Apply data mining, data modeling, natural language processing, and machine learning to extract and analyze information from large structured and unstructured datasets. Visualize, interpret, and report data findings. May create dynamic data reports.

$112,590/yrJobs growth:Bachelor's degree

Business Intelligence Analysts

Produce financial and market intelligence by querying data repositories and generating periodic reports. Devise methods for identifying data patterns and trends in available information sources.

$112,590/yrJobs growth:Bachelor's degree

Clinical Data Managers

Apply knowledge of health care and database management to analyze clinical data, and to identify and report trends.

$112,590/yrJobs growth:Bachelor's degree

Mathematicians

Conduct research in fundamental mathematics or in application of mathematical techniques to science, management, and other fields. Solve problems in various fields using mathematical methods.

$104,350/yrJobs growth:Master's degree

Statisticians

Develop or apply mathematical or statistical theory and methods to collect, organize, interpret, and summarize numerical data to provide usable information. May specialize in fields such as biostatistics, agricultural statistics, business statistics, or economic statistics. Includes mathematical and survey statisticians.

$104,350/yrJobs growth:Master's degree

Biostatisticians

Develop and apply biostatistical theory and methods to the study of life sciences.

$104,350/yrJobs growth:Master's degree

Mathematical Science Teachers, Postsecondary

Teach courses pertaining to mathematical concepts, statistics, and actuarial science and to the application of original and standardized mathematical techniques in solving specific problems and situations. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Secondary School Teachers, Except Special and Career/Technical Education

Teach one or more subjects to students at the secondary school level.

$64,580/yrJobs growth:Bachelor's degree

Mathematical Science Occupations, All Other

All mathematical scientists not listed separately.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Southern Maine, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 253 similar programs. Actual outcomes may vary.