Median Earnings (1yr)
$38,757
20th percentile (40th in MS)
Median Debt
$24,508
6% below national median
Debt-to-Earnings
0.63
Manageable
Sample Size
114
Adequate data

Analysis

Southern Miss graduates with business degrees earn $38,757 in their first year—about $7,000 below the national median for the major and roughly $1,000 below Mississippi's state median. While this lands the program in the 20th percentile nationally, it's middle-of-the-pack for Mississippi (40th percentile). The debt load of $24,508 is reasonable, resulting in a debt-to-earnings ratio of 0.63, which means graduates face manageable monthly payments even at these lower starting salaries.

The trajectory shows modest improvement: earnings rise to $45,711 by year four, representing 18% growth. That catches up to the national median but still trails stronger in-state options like Belhaven ($51,546) or Ole Miss ($44,971). For a school with a 99% admission rate and nearly half its students on Pell grants, these outcomes reflect its broad-access mission—it's serving students who might not have other pathways to a degree.

The practical calculus: your child will likely manage the debt without crisis, but shouldn't expect exceptional earning power from this credential. If staying in Mississippi and needing an accessible entry point to business careers, Southern Miss delivers adequate returns. If aiming for higher earnings potential and other options are available, programs like Belhaven or Ole Miss show meaningfully better outcomes.

Where University of Southern Mississippi Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

University of Southern MississippiOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Southern Mississippi graduates compare to all programs nationally

University of Southern Mississippi graduates earn $39k, placing them in the 20th percentile of all business administration, management and operations bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Mississippi

Business Administration, Management and Operations bachelors's programs at peer institutions in Mississippi (16 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Southern Mississippi$38,757$45,711$24,5080.63
Belhaven University$51,546$53,019$37,6240.73
University of Mississippi$44,971$53,057$21,9000.49
Mississippi College$43,299$52,744$27,0000.62
Blue Mountain Christian University$42,394—$19,8750.47
William Carey University$40,598$34,119$24,2490.60
National Median$45,703—$26,0000.57

Other Business Administration, Management and Operations Programs in Mississippi

Compare tuition, earnings, and debt across Mississippi schools

SchoolIn-State TuitionEarnings (1yr)Debt
Belhaven University
Jackson
$29,195$51,546$37,624
University of Mississippi
University
$9,412$44,971$21,900
Mississippi College
Clinton
$21,698$43,299$27,000
Blue Mountain Christian University
Blue Mountain
$19,280$42,394$19,875
William Carey University
Hattiesburg
$14,685$40,598$24,249

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Southern Mississippi, approximately 47% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 114 graduates with reported earnings and 122 graduates with debt data. Small samples may not be representative.