Analysis
A $25,000 debt load for a social work degree sits just below Illinois's typical borrowing level for this field, but it's the four-year earnings figure that deserves attention here. By year four, graduates earn a median of $41,568—this is actual reported data for University of St Francis, not an estimate—which puts them roughly in line with peers at Illinois State and ahead of programs at Northeastern Illinois. That $41,568 represents real earning power in a helping profession known for modest starting salaries, suggesting this program delivers on its mission despite the suppressed first-year data.
The estimated starting salary of $38,382, drawn from comparable Illinois programs, would result in a debt burden equal to about 65% of first-year income. That's manageable territory for social work graduates, who typically face a longer runway to salary growth than many bachelor's degree holders. What matters more is the four-year trajectory: graduates are clearing $41,000 by that point, which means they're tracking close to top-performing state programs like Millikin and well ahead of the national median of $37,296.
For families evaluating this investment, the key insight is that University of St Francis produces measurable mid-career outcomes in line with Illinois's stronger social work programs, with debt that won't dominate monthly budgets. The suppressed first-year data reflects small cohort size rather than program weakness—the real test is where graduates land after building experience, and this program clears that bar.
Where University of St Francis Stands
Earnings vs. debt across all social work bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of St Francis | — | $41,568 | — |
| University of Illinois Urbana-Champaign | $36,815 | $53,310 | +45% |
| Millikin University | $41,543 | $47,124 | +13% |
| Aurora University | $38,382 | $45,232 | +18% |
| Illinois State University | $39,041 | $44,486 | +14% |
Compare to Similar Programs in Illinois
Social Work bachelors's programs at peer institutions in Illinois (22 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $37,000 | $38,382* | $41,568 | $25,000 | — | |
| $11,320 | $44,133* | $42,372 | $33,983 | 0.77 | |
| $26,892 | $41,543* | $47,124 | $27,000 | 0.65 | |
| $14,952 | $39,641* | $43,139 | $29,850 | 0.75 | |
| $12,383 | $39,178* | $44,094 | $17,500 | 0.45 | |
| $16,021 | $39,041* | $44,486 | $25,000 | 0.64 | |
| National Median | — | $37,296* | — | $26,362 | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of St Francis, approximately 37% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 13 similar programs in IL. Actual outcomes may vary.