Est. Earnings (1yr)
$38,382
Est. from IL median (13 programs)
Median Debt
$25,000
5% below national median

Analysis

A $25,000 debt load for a social work degree sits just below Illinois's typical borrowing level for this field, but it's the four-year earnings figure that deserves attention here. By year four, graduates earn a median of $41,568—this is actual reported data for University of St Francis, not an estimate—which puts them roughly in line with peers at Illinois State and ahead of programs at Northeastern Illinois. That $41,568 represents real earning power in a helping profession known for modest starting salaries, suggesting this program delivers on its mission despite the suppressed first-year data.

The estimated starting salary of $38,382, drawn from comparable Illinois programs, would result in a debt burden equal to about 65% of first-year income. That's manageable territory for social work graduates, who typically face a longer runway to salary growth than many bachelor's degree holders. What matters more is the four-year trajectory: graduates are clearing $41,000 by that point, which means they're tracking close to top-performing state programs like Millikin and well ahead of the national median of $37,296.

For families evaluating this investment, the key insight is that University of St Francis produces measurable mid-career outcomes in line with Illinois's stronger social work programs, with debt that won't dominate monthly budgets. The suppressed first-year data reflects small cohort size rather than program weakness—the real test is where graduates land after building experience, and this program clears that bar.

Where University of St Francis Stands

Earnings vs. debt across all social work bachelors's programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
University of St Francis$41,568
University of Illinois Urbana-Champaign$36,815$53,310+45%
Millikin University$41,543$47,124+13%
Aurora University$38,382$45,232+18%
Illinois State University$39,041$44,486+14%

Compare to Similar Programs in Illinois

Social Work bachelors's programs at peer institutions in Illinois (22 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median DebtDebt/Earnings
University of St FrancisJoliet$37,000$38,382*$41,568$25,000
Governors State UniversityUniversity Park$11,320$44,133*$42,372$33,9830.77
Millikin UniversityDecatur$26,892$41,543*$47,124$27,0000.65
Western Illinois UniversityMacomb$14,952$39,641*$43,139$29,8500.75
Northeastern Illinois UniversityChicago$12,383$39,178*$44,094$17,5000.45
Illinois State UniversityNormal$16,021$39,041*$44,486$25,0000.64
National Median$37,296*$26,3620.71
* Estimated from similar programs

Career Paths

Occupations commonly associated with social work graduates

Social Work Teachers, Postsecondary

Teach courses in social work. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Social and Community Service Managers

Plan, direct, or coordinate the activities of a social service program or community outreach organization. Oversee the program or organization's budget and policies regarding participant involvement, program requirements, and benefits. Work may involve directing social workers, counselors, or probation officers.

$78,240/yrJobs growth:Bachelor's degree

Probation Officers and Correctional Treatment Specialists

Provide social services to assist in rehabilitation of law offenders in custody or on probation or parole. Make recommendations for actions involving formulation of rehabilitation plan and treatment of offender, including conditional release and education and employment stipulations.

$64,520/yrJobs growth:Bachelor's degree

Marriage and Family Therapists

Diagnose and treat mental and emotional disorders, whether cognitive, affective, or behavioral, within the context of marriage and family systems. Apply psychotherapeutic and family systems theories and techniques in the delivery of services to individuals, couples, and families for the purpose of treating such diagnosed nervous and mental disorders.

$63,780/yrJobs growth:Master's degree

Child, Family, and School Social Workers

Provide social services and assistance to improve the social and psychological functioning of children and their families and to maximize the family well-being and the academic functioning of children. May assist parents, arrange adoptions, and find foster homes for abandoned or abused children. In schools, they address such problems as teenage pregnancy, misbehavior, and truancy. May also advise teachers.

$61,330/yrJobs growth:

Healthcare Social Workers

Provide individuals, families, and groups with the psychosocial support needed to cope with chronic, acute, or terminal illnesses. Services include advising family caregivers. Provide patients with information and counseling, and make referrals for other services. May also provide case and care management or interventions designed to promote health, prevent disease, and address barriers to access to healthcare.

$61,330/yrJobs growth:

Mental Health and Substance Abuse Social Workers

Assess and treat individuals with mental, emotional, or substance abuse problems, including abuse of alcohol, tobacco, and/or other drugs. Activities may include individual and group therapy, crisis intervention, case management, client advocacy, prevention, and education.

$61,330/yrJobs growth:

Social Workers, All Other

All social workers not listed separately.

$61,330/yrJobs growth:

Counselors, All Other

All counselors not listed separately.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of St Francis, approximately 37% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 13 similar programs in IL. Actual outcomes may vary.