Analysis
Similar music programs across Texas suggest first-year earnings around $47,000—nearly double the $26,000 national median for music graduates. This places Texas music degree holders at a significant advantage, likely reflecting the state's robust arts infrastructure in cities like Austin, Houston, and Dallas. With estimated debt of $23,500, the 0.50 debt-to-earnings ratio looks manageable by any standard, well below the concerning thresholds that financial aid experts typically flag.
However, it's worth noting that the top Texas programs with reported outcomes show music graduates earning between $52,000 and $60,000 in their first year. If Incarnate Word's actual outcomes track closer to the state average than to these leaders, the value proposition remains solid—but there may be stronger options within Texas if your child is academically competitive. The school's 93% admission rate and moderate SAT scores suggest it serves a broad student population, which isn't inherently problematic but does mean outcomes likely vary considerably by individual student preparation and career focus.
The fundamental question is whether the estimated debt load reflects what your child will actually borrow. At under $24,000, this program could represent reasonable preparation for arts administration, music education, or performance careers where Texas clearly offers better prospects than most states. Just recognize you're working with peer-program estimates rather than this school's track record.
Where University of the Incarnate Word Stands
Earnings vs. debt across all music bachelors's programs nationally
Compare to Similar Programs in Texas
Music bachelors's programs at peer institutions in Texas (59 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $35,660 | $47,010* | — | $23,500* | — | |
| $9,228 | $59,926* | $45,889 | $28,000* | 0.47 | |
| $9,859 | $56,373* | $55,090 | $20,920* | 0.37 | |
| $9,892 | $56,072* | $53,695 | $31,000* | 0.55 | |
| $9,744 | $56,062* | — | $14,612* | 0.26 | |
| $9,711 | $52,799* | $55,639 | $26,000* | 0.49 | |
| National Median | — | $26,036* | — | $26,000* | 1.00 |
Career Paths
Occupations commonly associated with music graduates
Art, Drama, and Music Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Music Directors and Composers
Sound Engineering Technicians
Musicians and Singers
Disc Jockeys, Except Radio
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of the Incarnate Word, approximately 43% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 21 similar programs in TX. Actual outcomes may vary.