Analysis
A debt-to-earnings ratio of 0.72 suggests manageable financial pressure for graduates entering the workforce. Based on comparable social sciences programs nationally, first-year earnings around $37,500 would put students roughly at the median, with monthly loan payments consuming about 7-8% of gross income under standard repayment—workable, though not generous.
What's harder to gauge is how University of the Southwest's specific program performs within this range. The national benchmarks show social sciences bachelor's degrees span from low-$30,000s to over $43,000 at stronger programs, and without reported outcomes from this school or its New Mexico peers, there's genuine uncertainty about where these graduates land. The 56% Pell grant rate indicates the school serves many students who need their degree to deliver, making that uncertainty more consequential.
The estimated figures suggest this program won't saddle graduates with crushing debt, but they also don't point to standout earning power. For a student committed to social sciences and needing to stay local, this could work—the debt load is reasonable enough that even below-median outcomes remain manageable. For families with options, the lack of program-specific data makes it worth comparing against New Mexico's other universities where outcomes might be clearer or stronger support systems more evident.
Where University of the Southwest Stands
Earnings vs. debt across all social sciences bachelors's programs nationally
Compare to Similar Programs Nationally
Social Sciences bachelors's programs at top institutions nationally
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $16,670 | $37,459* | — | $26,975* | — | |
| $40,890 | $61,612* | — | $47,010* | 0.76 | |
| $63,946 | $61,389* | $80,320 | $11,000* | 0.18 | |
| $12,643 | $57,538* | $79,100 | $20,559* | 0.36 | |
| $59,076 | $56,540* | $72,825 | $19,937* | 0.35 | |
| $19,000 | $56,221* | $42,471 | $25,805* | 0.46 | |
| National Median | — | $37,459* | — | $25,500* | 0.68 |
Career Paths
Occupations commonly associated with social sciences graduates
Statisticians
Biostatisticians
Sociologists
Sociology Teachers, Postsecondary
Social Sciences Teachers, Postsecondary, All Other
Secondary School Teachers, Except Special and Career/Technical Education
Survey Researchers
Middle School Teachers, Except Special and Career/Technical Education
Elementary School Teachers, Except Special Education
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of the Southwest, approximately 56% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 76 similar programs. Actual outcomes may vary.