Analysis
The University of the Virgin Islands' social work program sits right at national norms, with peer programs across the country suggesting first-year earnings around $37,300 and debt near $26,000. For a field known for modest starting salaries, that 0.70 debt-to-earnings ratio is actually manageable—comparable bachelor's programs nationally produce similar outcomes, meaning graduates typically owe about eight months of gross income.
What makes this program particularly relevant is the island context. Social workers are critically needed in the Virgin Islands' small, close-knit communities, where the cost of living is notably higher than the mainland and local employment opportunities matter more than national averages suggest. If your child plans to work locally after graduation, understanding the VI job market and public sector salaries becomes essential—the national benchmark may not reflect what territory agencies actually pay.
The real calculation here isn't just about the numbers estimated from peer programs; it's about whether your child is committed to social work as a career path and staying in the territory. With UVI being the only option for social work in the Virgin Islands and the program serving a high proportion of Pell-eligible students, this is fundamentally about investing in community-based work where financial returns will likely never be substantial, but where local impact can be significant.
Where University of the Virgin Islands Stands
Earnings vs. debt across all social work bachelors's programs nationally
Compare to Similar Programs Nationally
Social Work bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,612 | $37,297* | — | $26,000* | — | |
| $10,951 | $49,695* | $49,870 | $26,000* | 0.52 | |
| $7,424 | $48,750* | $56,474 | $17,259* | 0.35 | |
| $8,640 | $48,151* | $46,261 | $28,750* | 0.60 | |
| $51,370 | $47,734* | $48,702 | $25,721* | 0.54 | |
| $9,780 | $47,637* | $47,860 | $29,615* | 0.62 | |
| National Median | — | $37,296* | — | $26,362* | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of the Virgin Islands, approximately 46% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 338 similar programs. Actual outcomes may vary.