Est. Earnings (1yr)
$48,597
Est. from OH median (13 programs)
Est. Median Debt
$21,138
Est. from OH median (10 programs)

Analysis

Ohio's business programs cluster tightly around $48,000-$50,000 in first-year earnings, and data from comparable programs suggests University of Toledo graduates land right in that range—roughly equal to the state median. The estimated $21,138 in debt is notably lower than both the state's typical $24,072 and the national $26,000 median, giving this program a debt-to-earnings ratio of 0.43. That's manageable territory: a graduate earning close to $49,000 could reasonably tackle this debt load without the financial strain that comes with higher borrowing.

The catch is that these figures come from peer programs rather than Toledo-specific outcomes, so there's inherent uncertainty in predicting any individual graduate's result. The accessible 95% admission rate suggests a less selective program where outcomes likely vary more than at schools with tighter admissions. Still, the underlying fundamentals—moderate debt paired with earnings that track state norms—point to a functional value proposition. For families weighing this path, the lower estimated debt is the standout feature, potentially making this a more forgiving bet than pricier alternatives nearby. Just recognize you're banking on Toledo matching its peers' performance rather than relying on verified results from this specific program.

Where University of Toledo Stands

Earnings vs. debt across all business/commerce bachelors's programs nationally

Compare to Similar Programs in Ohio

Business/Commerce bachelors's programs at peer institutions in Ohio (22 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
University of ToledoToledo$12,377$48,597*—$21,138*—
DeVry University-OhioColumbus$17,488$57,020*$56,664$47,236*0.83
Franklin UniversityColumbus$9,577$51,408*—$30,885*0.60
Ashland UniversityAshland$28,910$50,262*$43,439$30,625*0.61
University of Akron Main CampusAkron$12,799$49,049*$43,756$31,000*0.63
Ohio State University-Lima CampusLima$9,212$48,597*$54,191$19,900*0.41
National Median—$47,506*—$26,000*0.55
* Estimated from similar programs

Career Paths

Occupations commonly associated with business/commerce graduates

Sales Managers

Plan, direct, or coordinate the actual distribution or movement of a product or service to the customer. Coordinate sales distribution by establishing sales territories, quotas, and goals and establish training programs for sales representatives. Analyze sales statistics gathered by staff to determine sales potential and inventory requirements and monitor the preferences of customers.

$138,060/yrJobs growth:Bachelor's degree

Industrial Production Managers

Plan, direct, or coordinate the work activities and resources necessary for manufacturing products in accordance with cost, quality, and quantity specifications.

$121,440/yrJobs growth:Bachelor's degree

Quality Control Systems Managers

Plan, direct, or coordinate quality assurance programs. Formulate quality control policies and control quality of laboratory and production efforts.

$121,440/yrJobs growth:Bachelor's degree

Geothermal Production Managers

Manage operations at geothermal power generation facilities. Maintain and monitor geothermal plant equipment for efficient and safe plant operations.

$121,440/yrJobs growth:Bachelor's degree

Biofuels Production Managers

Manage biofuels production and plant operations. Collect and process information on plant production and performance, diagnose problems, and design corrective procedures.

$121,440/yrJobs growth:Bachelor's degree

Biomass Power Plant Managers

Manage operations at biomass power generation facilities. Direct work activities at plant, including supervision of operations and maintenance staff.

$121,440/yrJobs growth:Bachelor's degree

Hydroelectric Production Managers

Manage operations at hydroelectric power generation facilities. Maintain and monitor hydroelectric plant equipment for efficient and safe plant operations.

$121,440/yrJobs growth:Bachelor's degree

Construction Managers

Plan, direct, or coordinate, usually through subordinate supervisory personnel, activities concerned with the construction and maintenance of structures, facilities, and systems. Participate in the conceptual development of a construction project and oversee its organization, scheduling, budgeting, and implementation. Includes managers in specialized construction fields, such as carpentry or plumbing.

$106,980/yrJobs growth:Bachelor's degree

Administrative Services Managers

Plan, direct, or coordinate one or more administrative services of an organization, such as records and information management, mail distribution, and other office support services.

$106,880/yrJobs growth:Bachelor's degree

Facilities Managers

Plan, direct, or coordinate operations and functionalities of facilities and buildings. May include surrounding grounds or multiple facilities of an organization's campus.

$106,880/yrJobs growth:Bachelor's degree

Security Managers

Direct an organization's security functions, including physical security and safety of employees and facilities.

$106,880/yrJobs growth:Bachelor's degree

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Toledo, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 13 similar programs in OH. Actual outcomes may vary.