Analysis
The University of Toledo's Health and Physical Education program starts rough but tells an unusual comeback story. That $24,138 first-year salary ranks in just the 5th percentile nationally—most graduates in this field earn significantly more right out of college. However, by year four, earnings more than double to $48,403, surpassing both the national median ($30,554) and Ohio's median ($33,003) by substantial margins.
This dramatic turnaround likely reflects graduates finding their footing in coaching, athletic training, or transitioning into administrative roles after initial positions in entry-level fitness or substitute teaching jobs. Among Ohio's 52 programs, Toledo ranks in the 25th percentile, meaning three-quarters of comparable state programs produce better first-year outcomes. The gap with Ohio's top performers is significant—Miami University and Ohio Dominican graduates earn nearly $16,000 more in their first year.
The $22,797 in median debt is manageable and below both state and national averages. Still, that first year creates a tight financial window when debt payments begin. If your child can weather the initial low earnings—perhaps living at home or maintaining part-time work—the trajectory improves considerably. This program requires patience and financial cushioning during those early months, but the four-year data suggests it eventually delivers competitive returns for those who stick with the field.
Where University of Toledo Stands
Earnings vs. debt across all health and physical education/fitness bachelors's programs nationally
Earnings Distribution
How University of Toledo graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Toledo | $24,138 | $48,403 | +101% |
| University of Dayton | $38,011 | $54,248 | +43% |
| Mount St. Joseph University | $31,870 | $51,803 | +63% |
| Otterbein University | $31,851 | $50,571 | +59% |
| Miami University-Oxford | $40,486 | $50,514 | +25% |
Compare to Similar Programs in Ohio
Health and Physical Education/Fitness bachelors's programs at peer institutions in Ohio (52 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $12,377 | $24,138 | $48,403 | $22,797 | 0.94 | |
| $17,809 | $40,486 | $50,514 | $25,000 | 0.62 | |
| $34,370 | $40,467 | $39,264 | $27,000 | 0.67 | |
| $47,600 | $38,011 | $54,248 | $26,000 | 0.68 | |
| $12,859 | $36,592 | $45,629 | $23,000 | 0.63 | |
| $37,938 | $36,528 | $39,800 | $27,000 | 0.74 | |
| National Median | — | $30,554 | — | $25,757 | 0.84 |
Career Paths
Occupations commonly associated with health and physical education/fitness graduates
Recreation and Fitness Studies Teachers, Postsecondary
Entertainment and Recreation Managers, Except Gambling
Athletes and Sports Competitors
Athletic Trainers
Exercise Physiologists
Exercise Trainers and Group Fitness Instructors
Coaches and Scouts
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Toledo, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 47 graduates with reported earnings and 110 graduates with debt data. Small samples may not be representative.