Median Earnings (1yr)
$24,138
5th percentile (25th in OH)
Median Debt
$22,797
11% below national median
Debt-to-Earnings
0.94
Manageable
Sample Size
47
Adequate data

Analysis

The University of Toledo's Health and Physical Education program starts rough but tells an unusual comeback story. That $24,138 first-year salary ranks in just the 5th percentile nationally—most graduates in this field earn significantly more right out of college. However, by year four, earnings more than double to $48,403, surpassing both the national median ($30,554) and Ohio's median ($33,003) by substantial margins.

This dramatic turnaround likely reflects graduates finding their footing in coaching, athletic training, or transitioning into administrative roles after initial positions in entry-level fitness or substitute teaching jobs. Among Ohio's 52 programs, Toledo ranks in the 25th percentile, meaning three-quarters of comparable state programs produce better first-year outcomes. The gap with Ohio's top performers is significant—Miami University and Ohio Dominican graduates earn nearly $16,000 more in their first year.

The $22,797 in median debt is manageable and below both state and national averages. Still, that first year creates a tight financial window when debt payments begin. If your child can weather the initial low earnings—perhaps living at home or maintaining part-time work—the trajectory improves considerably. This program requires patience and financial cushioning during those early months, but the four-year data suggests it eventually delivers competitive returns for those who stick with the field.

Where University of Toledo Stands

Earnings vs. debt across all health and physical education/fitness bachelors's programs nationally

University of ToledoOther health and physical education/fitness programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Toledo graduates compare to all programs nationally

University of Toledo graduates earn $24k, placing them in the 5th percentile of all health and physical education/fitness bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Ohio

Health and Physical Education/Fitness bachelors's programs at peer institutions in Ohio (52 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Toledo$24,138$48,403$22,7970.94
Miami University-Oxford$40,486$50,514$25,0000.62
Ohio Dominican University$40,467$39,264$27,0000.67
University of Dayton$38,011$54,248$26,0000.68
Ohio State University-Main Campus$36,592$45,629$23,0000.63
Baldwin Wallace University$36,528$39,800$27,0000.74
National Median$30,554—$25,7570.84

Other Health and Physical Education/Fitness Programs in Ohio

Compare tuition, earnings, and debt across Ohio schools

SchoolIn-State TuitionEarnings (1yr)Debt
Miami University-Oxford
Oxford
$17,809$40,486$25,000
Ohio Dominican University
Columbus
$34,370$40,467$27,000
University of Dayton
Dayton
$47,600$38,011$26,000
Ohio State University-Main Campus
Columbus
$12,859$36,592$23,000
Baldwin Wallace University
Berea
$37,938$36,528$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Toledo, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 47 graduates with reported earnings and 110 graduates with debt data. Small samples may not be representative.