Analysis
A debt-to-earnings ratio of 0.70 suggests manageable financial risk, but that's based on national peer programs rather than verified outcomes from University of Tulsa's education graduates. The estimated $27,000 debt load and $38,660 first-year salary mirror typical patterns across bachelor's-level education programs nationwide, where starting teacher salaries remain compressed regardless of institutional prestige. With an SAT average of 1325 and relatively selective admissions, Tulsa draws stronger-than-average students—yet teacher pay scales rarely reward that academic profile.
The real question is whether attending a private university for education makes financial sense when Oklahoma's public institutions produce similar teaching credentials at lower cost. Teacher salaries in Oklahoma rank among the nation's lowest, and first-year educators typically start around $38,000-$40,000 regardless of where they earned their degree. Comparable programs nationally suggest that $27,000 in debt is on the higher end for education majors, many of whom graduate with less than $20,000 at public universities.
For families considering this path: the estimated figures suggest a workable debt burden if your child is certain about teaching, but verify actual placement rates and starting salaries with the education department directly. If cost is a primary concern and comparable Oklahoma programs offer lower debt loads, those may deliver equivalent career outcomes for considerably less financial strain.
Where University of Tulsa Stands
Earnings vs. debt across all education bachelors's programs nationally
Compare to Similar Programs Nationally
Education bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $48,602 | $38,660* | — | $27,000* | — | |
| $8,886 | $68,730* | — | $26,556* | 0.39 | |
| $12,186 | $60,288* | — | —* | — | |
| $11,728 | $57,410* | — | $13,250* | 0.23 | |
| $19,568 | $56,397* | $40,429 | —* | — | |
| $44,850 | $55,579* | $54,660 | $27,000* | 0.49 | |
| National Median | — | $38,660* | — | $26,522* | 0.69 |
Career Paths
Occupations commonly associated with education graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Tulsa, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 66 similar programs. Actual outcomes may vary.