Analysis
UW-Seattle's philosophy program proves that the humanities can deliver strong financial outcomes when you're at a flagship institution. At $42,072 in first-year earnings, graduates earn 33% more than the national median for philosophy majors and match Washington state's median. More importantly, they graduate with just $13,500 in debt—about half the typical burden for philosophy students nationwide. That translates to a debt-to-earnings ratio of 0.32, meaning graduates owe roughly four months of their annual salary, which is exceptionally manageable.
The earnings trajectory is modest but positive, reaching $44,568 by year four. While ranking at the 60th percentile within Washington suggests other state programs achieve higher earnings, the combination of competitive pay and minimal debt sets this program apart. The 95th percentile ranking nationally for both high earnings and low debt isn't common for humanities degrees.
For families worried about philosophy as an "impractical" major, UW-Seattle demonstrates how institutional prestige and location in a major metro area can translate into real career opportunities. The debt load is low enough that graduates have financial flexibility to pursue graduate school, switch careers, or take positions in nonprofits without being trapped by loan payments. This is a viable path for students genuinely passionate about the discipline.
Where University of Washington-Seattle Campus Stands
Earnings vs. debt across all philosophy bachelors's programs nationally
Earnings Distribution
How University of Washington-Seattle Campus graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Washington-Seattle Campus | $42,072 | $44,568 | +6% |
| University of Pennsylvania | $73,053 | $90,761 | +24% |
| University of Michigan-Ann Arbor | $37,885 | $63,360 | +67% |
| University of Maryland-College Park | $35,608 | $60,654 | +70% |
| University of Washington-Bothell Campus | $42,072 | $44,568 | +6% |
Compare to Similar Programs in Washington
Philosophy bachelors's programs at peer institutions in Washington (13 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $12,643 | $42,072 | $44,568 | $13,500 | 0.32 | |
| $12,559 | $42,072 | $44,568 | $13,500 | 0.32 | |
| National Median | — | $31,652 | — | $22,641 | 0.72 |
Career Paths
Occupations commonly associated with philosophy graduates
Natural Sciences Managers
Clinical Research Coordinators
Mathematicians
Mathematical Science Teachers, Postsecondary
Philosophy and Religion Teachers, Postsecondary
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Washington-Seattle Campus, approximately 15% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 59 graduates with reported earnings and 53 graduates with debt data. Small samples may not be representative.