Median Earnings (1yr)
$42,072
95th percentile (60th in WA)
Median Debt
$13,500
40% below national median
Debt-to-Earnings
0.32
Manageable
Sample Size
59
Adequate data

Analysis

UW-Seattle's philosophy program proves that the humanities can deliver strong financial outcomes when you're at a flagship institution. At $42,072 in first-year earnings, graduates earn 33% more than the national median for philosophy majors and match Washington state's median. More importantly, they graduate with just $13,500 in debt—about half the typical burden for philosophy students nationwide. That translates to a debt-to-earnings ratio of 0.32, meaning graduates owe roughly four months of their annual salary, which is exceptionally manageable.

The earnings trajectory is modest but positive, reaching $44,568 by year four. While ranking at the 60th percentile within Washington suggests other state programs achieve higher earnings, the combination of competitive pay and minimal debt sets this program apart. The 95th percentile ranking nationally for both high earnings and low debt isn't common for humanities degrees.

For families worried about philosophy as an "impractical" major, UW-Seattle demonstrates how institutional prestige and location in a major metro area can translate into real career opportunities. The debt load is low enough that graduates have financial flexibility to pursue graduate school, switch careers, or take positions in nonprofits without being trapped by loan payments. This is a viable path for students genuinely passionate about the discipline.

Where University of Washington-Seattle Campus Stands

Earnings vs. debt across all philosophy bachelors's programs nationally

University of Washington-Seattle CampusOther philosophy programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Washington-Seattle Campus graduates compare to all programs nationally

University of Washington-Seattle Campus graduates earn $42k, placing them in the 95th percentile of all philosophy bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Washington

Philosophy bachelors's programs at peer institutions in Washington (13 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Washington-Seattle Campus$42,072$44,568$13,5000.32
University of Washington-Bothell Campus$42,072$44,568$13,5000.32
National Median$31,652$22,6410.72

Other Philosophy Programs in Washington

Compare tuition, earnings, and debt across Washington schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Washington-Bothell Campus
Bothell
$12,559$42,072$13,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Washington-Seattle Campus, approximately 15% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 59 graduates with reported earnings and 53 graduates with debt data. Small samples may not be representative.