Analysis
UW-La Crosse physics graduates start at $54,428—solid earnings that place them in the 75th percentile nationally, though right at Wisconsin's median. The $26,292 in median debt is actually quite manageable with a debt-to-earnings ratio of 0.48, meaning graduates owe less than half their first year's salary. More importantly, earnings jump 29% to over $70,000 by year four, suggesting these graduates are landing in career trajectories with real growth potential rather than dead-end positions.
The major caveat here is sample size—fewer than 30 graduates in the dataset means a few outliers could skew these numbers significantly. That said, the debt level is reasonable regardless, and the earnings trajectory aligns with what you'd expect from a legitimate physics program. Within Wisconsin, UW-River Falls shows higher starting earnings at $62,196, while UW-Madison's physics graduates oddly start much lower at $36,878 (possibly because many pursue graduate school immediately).
For a family looking at an accessible state school (73% admission rate) with reasonable costs, this program appears to deliver solid returns. The combination of below-national-average debt and above-national-average earnings creates a favorable financial picture, even if the small sample size means you should verify these outcomes hold up over time. Physics degrees generally open doors to multiple career paths, and these numbers suggest UW-La Crosse graduates are finding those opportunities.
Where University of Wisconsin-La Crosse Stands
Earnings vs. debt across all physics bachelors's programs nationally
Earnings Distribution
How University of Wisconsin-La Crosse graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Wisconsin-La Crosse | $54,428 | $70,182 | +29% |
| Massachusetts Institute of Technology | $54,773 | $166,156 | +203% |
| University of California-Santa Barbara | $53,597 | $88,722 | +66% |
| Rensselaer Polytechnic Institute | $60,348 | $88,071 | +46% |
| University of Wisconsin-Madison | $36,878 | $69,988 | +90% |
Compare to Similar Programs in Wisconsin
Physics bachelors's programs at peer institutions in Wisconsin (18 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $9,651 | $54,428 | $70,182 | $26,292 | 0.48 | |
| $8,606 | $62,196 | — | $30,000 | 0.48 | |
| $11,205 | $36,878 | $69,988 | $20,500 | 0.56 | |
| National Median | — | $47,670 | — | $23,304 | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Wisconsin-La Crosse, approximately 14% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 21 graduates with reported earnings and 39 graduates with debt data. Small samples may not be representative.