Median Earnings (1yr)
$54,428
75th percentile (60th in WI)
Median Debt
$26,292
13% above national median
Debt-to-Earnings
0.48
Manageable
Sample Size
21
Limited data

Analysis

UW-La Crosse physics graduates start at $54,428—solid earnings that place them in the 75th percentile nationally, though right at Wisconsin's median. The $26,292 in median debt is actually quite manageable with a debt-to-earnings ratio of 0.48, meaning graduates owe less than half their first year's salary. More importantly, earnings jump 29% to over $70,000 by year four, suggesting these graduates are landing in career trajectories with real growth potential rather than dead-end positions.

The major caveat here is sample size—fewer than 30 graduates in the dataset means a few outliers could skew these numbers significantly. That said, the debt level is reasonable regardless, and the earnings trajectory aligns with what you'd expect from a legitimate physics program. Within Wisconsin, UW-River Falls shows higher starting earnings at $62,196, while UW-Madison's physics graduates oddly start much lower at $36,878 (possibly because many pursue graduate school immediately).

For a family looking at an accessible state school (73% admission rate) with reasonable costs, this program appears to deliver solid returns. The combination of below-national-average debt and above-national-average earnings creates a favorable financial picture, even if the small sample size means you should verify these outcomes hold up over time. Physics degrees generally open doors to multiple career paths, and these numbers suggest UW-La Crosse graduates are finding those opportunities.

Where University of Wisconsin-La Crosse Stands

Earnings vs. debt across all physics bachelors's programs nationally

University of Wisconsin-La CrosseOther physics programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Wisconsin-La Crosse graduates compare to all programs nationally

University of Wisconsin-La Crosse graduates earn $54k, placing them in the 75th percentile of all physics bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Wisconsin

Physics bachelors's programs at peer institutions in Wisconsin (18 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Wisconsin-La Crosse$54,428$70,182$26,2920.48
University of Wisconsin-River Falls$62,196$30,0000.48
University of Wisconsin-Madison$36,878$69,988$20,5000.56
National Median$47,670$23,3040.49

Other Physics Programs in Wisconsin

Compare tuition, earnings, and debt across Wisconsin schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Wisconsin-River Falls
River Falls
$8,606$62,196$30,000
University of Wisconsin-Madison
Madison
$11,205$36,878$20,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Wisconsin-La Crosse, approximately 14% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 21 graduates with reported earnings and 39 graduates with debt data. Small samples may not be representative.