Median Earnings (1yr)
$55,874
59th percentile (40th in WI)
Median Debt
$25,469
9% above national median
Debt-to-Earnings
0.46
Manageable
Sample Size
255
Adequate data

Analysis

UW-Whitewater's finance program lands squarely in the middle of Wisconsin's competitive landscape—beating the national average but trailing most peer schools in-state. At the 40th percentile among Wisconsin finance programs, graduates here start at $55,874 compared to the state median of $55,965, while flagship Madison grads earn $68,681 right out of the gate. That $13,000 gap persists even after accounting for Whitewater's more accessible admissions profile. The debt picture offers some relief: at $25,469, it's right at the state median and actually below the national figure, yielding a manageable 0.46 debt-to-earnings ratio.

The real question is whether this represents good value given Wisconsin's options. Graduates see solid 14% earnings growth to $63,420 by year four, but they start behind peers at UW-Oshkosh, UW-Eau Claire, and several private institutions. For families prioritizing affordability over prestige, the combination of low debt and steady earnings provides a functional path into finance careers. However, students with stronger academic credentials might find the investment in a higher-ranked UW System school pays off quickly—those earnings gaps compound over a career.

If your child is committed to finance and UW-Whitewater is the affordable option, the numbers work: modest debt against decent earnings means loan repayment won't dominate their financial life. But if Madison or Eau Claire are within reach academically and financially similar after aid, the stronger alumni networks and higher starting salaries deserve serious consideration.

Where University of Wisconsin-Whitewater Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

University of Wisconsin-WhitewaterOther finance and financial management services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Wisconsin-Whitewater graduates compare to all programs nationally

University of Wisconsin-Whitewater graduates earn $56k, placing them in the 59th percentile of all finance and financial management services bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Wisconsin

Finance and Financial Management Services bachelors's programs at peer institutions in Wisconsin (18 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Wisconsin-Whitewater$55,874$63,420$25,4690.46
University of Wisconsin-Madison$68,681$86,244$21,5000.31
Marquette University$67,888$85,623$24,0440.35
University of Wisconsin-Eau Claire$58,812$63,822$20,6730.35
Carthage College$58,543$71,551$26,0000.44
University of Wisconsin-Oshkosh$58,085$63,865$24,0650.41
National Median$53,590—$23,3320.44

Other Finance and Financial Management Services Programs in Wisconsin

Compare tuition, earnings, and debt across Wisconsin schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Wisconsin-Madison
Madison
$11,205$68,681$21,500
Marquette University
Milwaukee
$48,700$67,888$24,044
University of Wisconsin-Eau Claire
Eau Claire
$9,277$58,812$20,673
Carthage College
Kenosha
$36,500$58,543$26,000
University of Wisconsin-Oshkosh
Oshkosh
$8,212$58,085$24,065

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Wisconsin-Whitewater, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 255 graduates with reported earnings and 249 graduates with debt data. Small samples may not be representative.