Analysis
A debt-to-earnings ratio of 0.44 suggests manageable student loans—with estimated first-year earnings around $49,000 and borrowing near $21,500, graduates would owe less than half their annual salary. This sits right at the national median for both metrics, indicating a middle-of-the-road outcome. What's encouraging is that this estimated debt load is actually below the Utah state median of $24,625 for math programs, though that's based on limited comparison points across just eight schools statewide.
The challenge with Utah Valley's program is that both earnings and debt figures are estimates drawn from national peer programs rather than actual outcomes for UVU graduates. The University of Utah—the only Utah math program with reported data—shows similar earnings at $48,842, which lends some credibility to these projections. Still, without knowing how UVU's specific curriculum, student population, and career placement compare, there's inherent uncertainty in treating these estimates as reliable predictors.
For parents, the math here is straightforward: if your student stays close to these estimated figures, they'd face about $240 in monthly loan payments on a standard repayment plan—roughly 6% of pre-tax monthly income. That's workable for most math graduates, who typically have diverse career options in education, finance, and tech. But press the school for actual placement data and alumni outcomes before committing, since these estimates tell you what's typical nationally, not what UVU delivers specifically.
Where Utah Valley University Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in Utah
Mathematics bachelors's programs at peer institutions in Utah (8 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,270 | $48,772* | — | $21,498* | — | |
| $9,315 | $48,842* | $69,595 | $24,625* | 0.50 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Utah Valley University, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 253 similar programs. Actual outcomes may vary.