Analysis
Valparaiso's finance program stands out for delivering solid results with relatively low debt. While first-year earnings of $55,399 sit right at the Indiana median, graduates carry about $3,400 less debt than the typical in-state finance majorβputting this program in the 13th percentile nationally for debt burden. That 0.48 debt-to-earnings ratio means graduates owe less than half their starting salary, a comfortable position for managing loan payments.
The trajectory here is promising. By year four, earnings jump 31% to $72,406, suggesting graduates successfully move into better-paying roles as they gain experience. This places Valparaiso in the 60th percentile among Indiana finance programsβrespectable middle-of-the-pack performance in a state with heavy-hitters like Notre Dame and Purdue. The gap with top programs is real (Notre Dame grads earn nearly $100k), but those schools also likely carry significantly higher price tags for most families.
For parents weighing this option, the combination of manageable debt and steady career progression makes this a practical choice. Your child won't start at the top of the earnings ladder, but they also won't be buried under loan payments while building their career. If they're drawn to Valparaiso's campus and culture, the financial fundamentals support that decision without requiring extraordinary sacrifice.
Where Valparaiso University Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Earnings Distribution
How Valparaiso University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Valparaiso University | $55,399 | $72,406 | +31% |
| University of Notre Dame | $99,222 | $111,893 | +13% |
| Purdue University-Main Campus | $59,938 | $74,985 | +25% |
| Butler University | $60,290 | $65,927 | +9% |
| Ball State University | $50,077 | $62,243 | +24% |
Compare to Similar Programs in Indiana
Finance and Financial Management Services bachelors's programs at peer institutions in Indiana (24 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $46,588 | $55,399 | $72,406 | $26,613 | 0.48 | |
| $62,693 | $99,222 | $111,893 | $19,000 | 0.19 | |
| $42,676 | $61,531 | β | β | β | |
| $39,104 | $60,336 | β | $16,000 | 0.27 | |
| $45,980 | $60,290 | $65,927 | $23,250 | 0.39 | |
| $9,992 | $59,938 | $74,985 | $22,335 | 0.37 | |
| National Median | β | $53,590 | β | $23,332 | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Valparaiso University, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 32 graduates with reported earnings and 29 graduates with debt data. Small samples may not be representative.