Based on U.S. Department of Education data (October 2025 release). Some figures are estimates based on similar programs — see details below.
Analysis
A sub-certificate business credential typically costs less than what Vincennes appears to charge—peer programs nationally carry a median debt of just $15,205, while estimates here suggest over $21,000. That's a substantial difference for what amounts to a stepping-stone credential rather than a full degree. Business certificates at this level usually serve students who need quick workforce entry or specific skills enhancement, making affordability crucial.
The estimated first-year earnings of $35,000 align with national norms for business certificates, but they fall dramatically short of what other Indiana programs achieve. The state median for comparable business credentials sits at $54,128, and even IU-Indianapolis—hardly an elite outcome—produces graduates earning $36,707. When peer programs suggest you'll earn $35,000 while carrying higher-than-typical debt, the math becomes less appealing, especially in a state where better-performing options clearly exist.
The real concern is paying premium debt levels for middle-of-the-pack outcomes. If this program costs what the estimates suggest, parents should understand they're essentially buying a credential that performs at the national average while paying above-average prices. For a certificate—not even an associate degree—that's a tough sell. Look carefully at whether this specific pathway justifies its cost, or whether your student might access similar earnings through programs with lighter debt loads or clearer advancement pathways.
Where Vincennes University Stands
Earnings vs. debt across all business/commerce certificate's programs nationally
Compare to Similar Programs in Indiana
Business/Commerce certificate's programs at peer institutions in Indiana (5 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,886 | $35,122* | — | $21,375* | — | |
| $11,790 | $71,550* | $88,198 | $19,500* | 0.27 | |
| $10,449 | $36,707* | $44,404 | $24,500* | 0.67 | |
| National Median | — | $35,122* | — | $15,205* | 0.43 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Vincennes University, approximately 9% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 6 similar programs. Actual outcomes may vary.