Median Earnings (1yr)
$26,355
43rd percentile (40th in TN)
Median Debt
$8,750
20% below national median
Debt-to-Earnings
0.33
Manageable
Sample Size
261
Adequate data

Analysis

Volunteer State's liberal arts associate program starts below average but shows something many two-year degrees don't: meaningful earnings progression. Graduates earning $26,355 in year one jump to $36,510 by year four—a 39% increase that suggests this degree opens doors to advancement rather than leaving students stuck in entry-level roles. That year-four figure surpasses what many Tennessee liberal arts programs deliver even early on.

The tradeoff is initial earnings. At around 40th percentile among Tennessee liberal arts programs, Volunteer State trails peers like Austin Peay and Nashville State by $3,000-4,000 in first-year earnings. The debt load of $8,750 is manageable—equal to Tennessee's median for this program—and represents just four months of year-one earnings. However, that debt falls in the 73rd percentile nationally, meaning most similar programs elsewhere send graduates out with less borrowed money.

For families prioritizing upward mobility over immediate income, this program delivers. The earnings trajectory suggests graduates are acquiring transferable skills or credentials that matter to employers. Just understand your child will likely start at the lower end of the Tennessee wage scale for this degree, making those first couple years financially tight. The payoff comes later, but it does appear to come.

Where Volunteer State Community College Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities associates's programs nationally

Volunteer State Community CollegeOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Volunteer State Community College graduates compare to all programs nationally

Volunteer State Community College graduates earn $26k, placing them in the 43th percentile of all liberal arts and sciences, general studies and humanities associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Tennessee

Liberal Arts and Sciences, General Studies and Humanities associates's programs at peer institutions in Tennessee (33 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Volunteer State Community College$26,355$36,510$8,7500.33
Austin Peay State University$30,708$37,417$17,5000.57
Nashville State Community College$29,280$38,052$13,3090.45
Southwest Tennessee Community College$28,980$32,601$8,7500.30
Jackson State Community College$27,378$31,336$5,5000.20
Motlow State Community College$26,915$35,213$5,5000.20
National Median$27,248—$10,9500.40

Other Liberal Arts and Sciences, General Studies and Humanities Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
Austin Peay State University
Clarksville
$8,675$30,708$17,500
Nashville State Community College
Nashville
$4,498$29,280$13,309
Southwest Tennessee Community College
Memphis
$4,550$28,980$8,750
Jackson State Community College
Jackson
$4,516$27,378$5,500
Motlow State Community College
Tullahoma
$4,536$26,915$5,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Volunteer State Community College, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 261 graduates with reported earnings and 320 graduates with debt data. Small samples may not be representative.