Median Earnings (1yr)
$97,731
95th percentile
Median Debt
$21,783
4% below national median
Debt-to-Earnings
0.22
Manageable
Sample Size
70
Adequate data

Analysis

Waldorf's fire protection graduates start with exceptional first-year earnings of $97,731—nearly $31,000 above the national median for the field and ranking in the 95th percentile nationally. With debt around $21,783, these graduates face a remarkably favorable debt-to-earnings ratio of 0.22, meaning they could theoretically pay off their loans with less than three months of first-year salary. For parents worried about whether their child can afford to repay student loans, these numbers offer genuine reassurance.

The wrinkle: earnings drop significantly to $83,416 by year four, a 15% decline that likely reflects career transitions within fire protection or moves between sectors. However, even these lower four-year earnings still exceed the national median for the field. The state percentile of 60th sounds less impressive, but Iowa has only one school offering this bachelor's program, making state comparisons essentially meaningless.

This program represents a strong financial bet, particularly for students serious about fire protection careers. The manageable debt combined with well-above-average starting pay creates a foundation most graduates can build on, even accounting for the earnings dip. Parents should understand their child may need to navigate mid-career adjustments, but they'll be doing so from a position of financial strength rather than scrambling under crushing debt.

Where Waldorf University Stands

Earnings vs. debt across all fire protection bachelors's programs nationally

Waldorf UniversityOther fire protection programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Waldorf University graduates compare to all programs nationally

Waldorf University graduates earn $98k, placing them in the 95th percentile of all fire protection bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Iowa

Fire Protection bachelors's programs at peer institutions in Iowa

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Waldorf University$97,731$83,416$21,7830.22
National Median$67,102$22,7230.34

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Waldorf University, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 70 graduates with reported earnings and 84 graduates with debt data. Small samples may not be representative.