Median Earnings (1yr)
$77,897
95th percentile (95th in IA)
Median Debt
$32,111
21% above national median
Debt-to-Earnings
0.41
Manageable
Sample Size
31
Adequate data

Analysis

Waldorf University's HR program commands $77,897 in median first-year earnings—nearly $28,000 above the state median and ranking in the 95th percentile among Iowa programs. Even the state's flagship, University of Iowa, trails by roughly $25,000. The debt load of $32,111 is slightly above the state average but still modest relative to those starting salaries, creating a strong initial debt-to-earnings ratio of 0.41.

The concern here is the earnings trajectory. By year four, median earnings drop to $68,524—still well above state and national benchmarks, but representing a 12% decline from that exceptional starting point. This pattern could reflect several factors: graduates leveraging their Iowa network to secure strong entry positions, sector-specific salary structures in HR, or simply the reality that some fields don't follow a steady upward climb. The moderate sample size means individual career paths can swing these numbers considerably.

For parents, the math still works. Even with the earnings dip, graduates are clearing nearly $70,000 by year four—40% above the state median—while carrying manageable debt. The question is whether your student can capitalize on those strong early opportunities and whether they're comfortable with the possibility that their peak earning year might be their first. If they're targeting HR roles in Iowa's larger employers and value a strong immediate return on their degree investment, this program delivers.

Where Waldorf University Stands

Earnings vs. debt across all human resources management and services bachelors's programs nationally

Waldorf UniversityOther human resources management and services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Waldorf University graduates compare to all programs nationally

Waldorf University graduates earn $78k, placing them in the 95th percentile of all human resources management and services bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Iowa

Human Resources Management and Services bachelors's programs at peer institutions in Iowa (14 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Waldorf University$77,897$68,524$32,1110.41
University of Iowa$52,945$67,540$23,1490.44
Grand View University$49,917$63,128$27,3750.55
Upper Iowa University$49,106$48,961$41,0060.84
Mount Mercy University$48,722$52,422$29,2250.60
University of Dubuque$48,657—$27,0000.55
National Median$50,361—$26,6250.53

Other Human Resources Management and Services Programs in Iowa

Compare tuition, earnings, and debt across Iowa schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Iowa
Iowa City
$10,964$52,945$23,149
Grand View University
Des Moines
$33,450$49,917$27,375
Upper Iowa University
Fayette
$19,000$49,106$41,006
Mount Mercy University
Cedar Rapids
$39,070$48,722$29,225
University of Dubuque
Dubuque
$40,065$48,657$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Waldorf University, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 31 graduates with reported earnings and 39 graduates with debt data. Small samples may not be representative.