Analysis
Waldorf University's HR program commands $77,897 in median first-year earnings—nearly $28,000 above the state median and ranking in the 95th percentile among Iowa programs. Even the state's flagship, University of Iowa, trails by roughly $25,000. The debt load of $32,111 is slightly above the state average but still modest relative to those starting salaries, creating a strong initial debt-to-earnings ratio of 0.41.
The concern here is the earnings trajectory. By year four, median earnings drop to $68,524—still well above state and national benchmarks, but representing a 12% decline from that exceptional starting point. This pattern could reflect several factors: graduates leveraging their Iowa network to secure strong entry positions, sector-specific salary structures in HR, or simply the reality that some fields don't follow a steady upward climb. The moderate sample size means individual career paths can swing these numbers considerably.
For parents, the math still works. Even with the earnings dip, graduates are clearing nearly $70,000 by year four—40% above the state median—while carrying manageable debt. The question is whether your student can capitalize on those strong early opportunities and whether they're comfortable with the possibility that their peak earning year might be their first. If they're targeting HR roles in Iowa's larger employers and value a strong immediate return on their degree investment, this program delivers.
Where Waldorf University Stands
Earnings vs. debt across all human resources management and services bachelors's programs nationally
Earnings Distribution
How Waldorf University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Waldorf University | $77,897 | $68,524 | -12% |
| University of Iowa | $52,945 | $67,540 | +28% |
| Grand View University | $49,917 | $63,128 | +26% |
| Mount Mercy University | $48,722 | $52,422 | +8% |
| Upper Iowa University | $49,106 | $48,961 | -0% |
Compare to Similar Programs in Iowa
Human Resources Management and Services bachelors's programs at peer institutions in Iowa (14 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $25,220 | $77,897 | $68,524 | $32,111 | 0.41 | |
| $10,964 | $52,945 | $67,540 | $23,149 | 0.44 | |
| $33,450 | $49,917 | $63,128 | $27,375 | 0.55 | |
| $19,000 | $49,106 | $48,961 | $41,006 | 0.84 | |
| $39,070 | $48,722 | $52,422 | $29,225 | 0.60 | |
| $40,065 | $48,657 | — | $27,000 | 0.55 | |
| National Median | — | $50,361 | — | $26,625 | 0.53 |
Career Paths
Occupations commonly associated with human resources management and services graduates
Compensation and Benefits Managers
Human Resources Managers
Training and Development Managers
Labor Relations Specialists
Business Teachers, Postsecondary
Law Teachers, Postsecondary
Compliance Officers
Environmental Compliance Inspectors
Equal Opportunity Representatives and Officers
Government Property Inspectors and Investigators
Coroners
Regulatory Affairs Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Waldorf University, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 31 graduates with reported earnings and 39 graduates with debt data. Small samples may not be representative.