Analysis
Upper Iowa's HR program sits squarely in the middle of Iowa's offerings—ranking at the 40th percentile statewide—but carries debt loads that make it one of the most expensive options nationally. Students leave with $41,006 in debt, substantially higher than both the state median ($27,375) and national median ($26,625) for this degree. While the debt-to-earnings ratio of 0.84 is technically manageable under the "less than one year's salary" rule, you're getting middle-of-the-pack outcomes at premium pricing. Earnings of $49,106 essentially flat-line over the first four years, hovering just below both state and national averages.
The comparison to other Iowa schools reveals the problem: Waldorf graduates earn 59% more, while Grand View and Mount Mercy deliver similar outcomes with presumably lower costs. For a program at a university with a 93% admission rate serving a significant population of Pell-eligible students, this debt burden seems misaligned with the earning potential. The moderate sample size suggests these numbers are reasonably reliable.
If your child is committed to HR and considering Upper Iowa, this program will get them employed but likely means years of aggressive loan payments on a below-average salary. Unless there are compelling personal reasons (location, family connection, specific support services), Iowa offers better-value HR programs that won't start your child's career so far behind financially.
Where Upper Iowa University Stands
Earnings vs. debt across all human resources management and services bachelors's programs nationally
Earnings Distribution
How Upper Iowa University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Upper Iowa University | $49,106 | $48,961 | -0% |
| Waldorf University | $77,897 | $68,524 | -12% |
| University of Iowa | $52,945 | $67,540 | +28% |
| Grand View University | $49,917 | $63,128 | +26% |
| Mount Mercy University | $48,722 | $52,422 | +8% |
Compare to Similar Programs in Iowa
Human Resources Management and Services bachelors's programs at peer institutions in Iowa (14 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $19,000 | $49,106 | $48,961 | $41,006 | 0.84 | |
| $25,220 | $77,897 | $68,524 | $32,111 | 0.41 | |
| $10,964 | $52,945 | $67,540 | $23,149 | 0.44 | |
| $33,450 | $49,917 | $63,128 | $27,375 | 0.55 | |
| $39,070 | $48,722 | $52,422 | $29,225 | 0.60 | |
| $40,065 | $48,657 | — | $27,000 | 0.55 | |
| National Median | — | $50,361 | — | $26,625 | 0.53 |
Career Paths
Occupations commonly associated with human resources management and services graduates
Compensation and Benefits Managers
Human Resources Managers
Training and Development Managers
Labor Relations Specialists
Business Teachers, Postsecondary
Law Teachers, Postsecondary
Compliance Officers
Environmental Compliance Inspectors
Equal Opportunity Representatives and Officers
Government Property Inspectors and Investigators
Coroners
Regulatory Affairs Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Upper Iowa University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 67 graduates with reported earnings and 86 graduates with debt data. Small samples may not be representative.