Est. Earnings (1yr)
$47,670
Est. from national median (75 programs)
Est. Median Debt
$23,120
Est. from national median (20 programs)

Analysis

At $23,120 in estimated debt for first-year earnings around $47,670, this physics program appears to land in comfortable territory—a debt-to-earnings ratio under 0.5 suggests manageable repayment. Similar bachelor's physics programs nationally carry median debt of $23,304, so the estimate here isn't alarming on its face. What matters is whether Washington Adventist can deliver outcomes comparable to those peer programs.

The real question is competitiveness. Maryland's physics graduates span a wide range, from University of Maryland-College Park's $39,825 to Salisbury's $54,548 in first-year earnings. Physics degrees typically open doors to graduate school, engineering roles, or data science—paths that depend heavily on research opportunities, faculty connections, and recruiting pipelines. Washington Adventist's 920 average SAT and 45% admission rate suggest it serves a different student population than Maryland's flagship, and with nearly half of students receiving Pell grants, access matters. But small program sizes that trigger data suppression often mean limited course offerings, fewer lab resources, and thinner professional networks.

If your child is committed to physics and this school fits other needs—faith environment, location, smaller classes—the debt estimate isn't prohibitive. However, the suppressed data reflects minimal graduate cohorts, which should prompt hard questions about laboratory facilities, faculty research productivity, and whether graduates actually land in physics-related careers or pivot elsewhere. Compare what you're paying to what larger Maryland programs offer before committing.

Where Washington Adventist University Stands

Earnings vs. debt across all physics bachelors's programs nationally

Compare to Similar Programs in Maryland

Physics bachelors's programs at peer institutions in Maryland (15 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Washington Adventist UniversityTakoma Park$25,200$47,670*—$23,120*—
Salisbury UniversitySalisbury$10,638$54,548*$73,937$23,750*0.44
University of Maryland-College ParkCollege Park$11,505$39,825*$77,164$20,194*0.51
National Median—$47,670*—$23,304*0.49
* Estimated from similar programs

Career Paths

Occupations commonly associated with physics graduates

Physicists

Conduct research into physical phenomena, develop theories on the basis of observation and experiments, and devise methods to apply physical laws and theories.

$166,290/yrJobs growth:Doctoral or professional degree

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Physics Teachers, Postsecondary

Teach courses pertaining to the laws of matter and energy. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Secondary School Teachers, Except Special and Career/Technical Education

Teach one or more subjects to students at the secondary school level.

$64,580/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Washington Adventist University, approximately 46% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.