Est. Earnings (1yr)
$49,399
Est. from MA median (3 programs)
Est. Median Debt
$23,120
Est. from national median (20 programs)

Analysis

A physics degree from one of the nation's most selective women's colleges comes with an estimated $23,120 in debt—slightly below the national median for physics programs—though these figures are based on comparable programs rather than Wellesley's specific outcomes. With an estimated first-year salary around $49,400 (matching the Massachusetts median for physics bachelor's degrees), the debt burden represents less than half of annual earnings, a manageable starting point by any measure. For context, MIT physics graduates earn around $55,000 initially, suggesting Wellesley's graduates likely land in a competitive range.

The real value proposition here extends beyond the numbers available. Wellesley's 14% admission rate and 1513 average SAT score signal access to an exceptionally strong peer network and research opportunities that often matter more in physics careers than the first paycheck. Physics graduates frequently pursue graduate study or enter fields where credentials compound over time, making early earnings a poor proxy for long-term outcomes. The relatively modest debt load preserves that flexibility—whether your daughter wants to pursue a PhD, transition into data science, or enter finance.

The limitation is clear: without program-specific data, you're relying on how similar physics programs perform rather than Wellesley's particular track record. But the fundamentals—competitive estimated earnings, below-average debt, and the institutional strength of a highly selective college—suggest solid financial footing for a rigorous STEM degree.

Where Wellesley College Stands

Earnings vs. debt across all physics bachelors's programs nationally

Compare to Similar Programs in Massachusetts

Physics bachelors's programs at peer institutions in Massachusetts (31 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Wellesley CollegeWellesley$64,320$49,399*—$23,120*—
Massachusetts Institute of TechnologyCambridge$60,156$54,773*$166,156$18,500*0.34
Northeastern UniversityBoston$63,141$49,399*—$26,797*0.54
University of Massachusetts-LowellLowell$16,570$48,324*—$22,177*0.46
National Median—$47,670*—$23,304*0.49
* Estimated from similar programs

Career Paths

Occupations commonly associated with physics graduates

Physicists

Conduct research into physical phenomena, develop theories on the basis of observation and experiments, and devise methods to apply physical laws and theories.

$166,290/yrJobs growth:Doctoral or professional degree

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Physics Teachers, Postsecondary

Teach courses pertaining to the laws of matter and energy. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Secondary School Teachers, Except Special and Career/Technical Education

Teach one or more subjects to students at the secondary school level.

$64,580/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Wellesley College, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in MA. Actual outcomes may vary.