Finance and Financial Management Services at Western Connecticut State University
Bachelor's Degree
Analysis
Western Connecticut State's finance program starts at an earnings disadvantage but demonstrates the strongest growth trajectory in Connecticut. Graduates begin at $46,470—about $10,000 below the state median—but reach $68,063 by year four, essentially matching UConn's first-year outcomes through that 47% earnings jump. This catch-up pattern suggests graduates either need time to land their first finance roles or move from entry-level positions into higher-paying opportunities.
The relative weakness shows clearly in state rankings: this program sits at just the 25th percentile among Connecticut's 16 finance programs. That means three-quarters of competing programs deliver stronger early earnings, with all five UConn campuses starting graduates near $67,000. The $22,000 debt load is reasonable—slightly below both state and national medians—but when paired with that weak first-year salary, it creates a higher-than-ideal starting burden with a 0.47 debt-to-earnings ratio.
For families comfortable with a slower launch, the strong mid-career growth offers promise. But students targeting competitive finance roles should understand they'll likely start behind peers from higher-ranked Connecticut programs, and success depends heavily on navigating that critical first few years after graduation. If immediate earning power matters for loan repayment, stronger alternatives exist in-state.
Where Western Connecticut State University Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Western Connecticut State University graduates compare to all programs nationally
Western Connecticut State University graduates earn $46k, placing them in the 17th percentile of all finance and financial management services bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Connecticut
Finance and Financial Management Services bachelors's programs at peer institutions in Connecticut (16 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Western Connecticut State University | $46,470 | $68,063 | $22,000 | 0.47 |
| University of Connecticut-Stamford | $67,009 | $87,592 | $20,399 | 0.30 |
| University of Connecticut-Waterbury Campus | $67,009 | $87,592 | $20,399 | 0.30 |
| University of Connecticut | $67,009 | $87,592 | $20,399 | 0.30 |
| University of Connecticut-Avery Point | $67,009 | $87,592 | $20,399 | 0.30 |
| University of Connecticut-Hartford Campus | $67,009 | $87,592 | $20,399 | 0.30 |
| National Median | $53,590 | — | $23,332 | 0.44 |
Other Finance and Financial Management Services Programs in Connecticut
Compare tuition, earnings, and debt across Connecticut schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| University of Connecticut-Stamford Stamford | $17,472 | $67,009 | $20,399 |
| University of Connecticut-Waterbury Campus Waterbury | $17,462 | $67,009 | $20,399 |
| University of Connecticut Storrs | $20,366 | $67,009 | $20,399 |
| University of Connecticut-Avery Point Groton | $17,462 | $67,009 | $20,399 |
| University of Connecticut-Hartford Campus Hartford | $17,452 | $67,009 | $20,399 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Western Connecticut State University, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 39 graduates with reported earnings and 36 graduates with debt data. Small samples may not be representative.